Does It Even Matter?

As one year ends and another begins, there’s a question I hear often: Does it even matter? Does taking stock of the past year and setting goals for the next make a real difference?

Spoiler alert: it absolutely does. Let’s talk about why and how you can make the most of this reflective season.

Life’s too short to just drift through it. Here are five keys to take control and set yourself up for success in the new year:

1. Celebrate Your Wins Big or small, every victory deserves acknowledgment. Maybe you paid off debt, landed a new job, or simply survived a challenging year. Celebrate those moments! They’re proof of your resilience.

2. Learn from the Setbacks Mistakes and challenges are inevitable, but they’re also incredible teachers. What didn’t go as planned? What did you learn? Use those lessons to guide your next steps.

3. Revisit Your Priorities Are you still chasing goals that no longer align with your values? It’s okay to let go of what doesn’t serve you. Shift your focus to what truly matters now.

4. Set SMART Goals Be specific, measurable, attainable, relevant, and time-bound. Instead of saying, “I want to save money,” aim for, “I’ll save $5,000 by December 31st.” Clarity gives your goals power.

5. Create a Support System Share your plans with someone who’ll cheer you on and hold you accountable. Whether it’s a friend, a mentor, or a community, support makes all the difference.

So, does it matter? Absolutely. Reflecting and planning can be the difference between living intentionally and just coasting through another year.

Your Turn: What’s one win you’re celebrating or one goal you’re excited to tackle in 2025? Comment below and let me know. I’d love to cheer you on!

Until next time,

Dr. Sev

Fun Financial Fact: Did you know the average person spends about $1,500 a year on nonessential items like subscriptions and impulse buys? That’s a great place to find extra savings for your goals!