Do Your Financial Goals Bring Out The Best In You? (The Michaelangelo Effect & You)

Do Your Financial Goals Bring Out The Best In You? (The Michaelangelo Effect & You)

Are your financial goals helping you become the best version of yourself?

Each month, as you save or invest and speedily close the gap between you and your goals….

Do you feel MORE and MORE…

  • Financially secure whether or not you have a salary

  • Excited about the future as you already know for a fact that you've taken care of all of your bills, forever

  • Generous, relaxed around money, proud to be able to provide your family security, enjoyment and peace of mind

Or do you feel…

  • Suffocated and resentful due to growing responsibilities and commitments. There are more and more burdens and less and less space for you as time goes on.
  • Enjoyment comes at the expense of your financial goals and family commitments. You “have to do things” for money because there is simply no other way, so your enjoyment must have strict limits.
  • You feel like you act more stingy as you are trying to be careful around money, you have to worry about every bill, you're tossing and turning in bed wondering how you will get through paying your kids’ university tuition, a medical bill or another obstacle

Is having financial goals in the first place helping you be a better person or a worse person?

This is worth thinking about.

Research in?Current Directions in Psychological Science?says that just like Michelangelo’s hand carves beauty from stone…?partners in a relationship sculpt each other.

You're either making each other either exponentially better…

Or exponentially worse.

This is known as the Michelangelo effect.

Ideally… Your "partnership" with your financial goals...

Your "partnership" with the right system, right team, right commitments...

Makes you feel and become exponentially better, immediately:

  • You are calmer around big bills
  • You are able to enjoy the fruits of your labor
  • You are creating more security with more cash, not just more commitments and more stress

When you work with me, you and your life being better and feeling better is extremely important to me.

Your financial goals and you should be 1+1=3.

Not 1+1=-3…

And if your goals make you feel like -3...

They are not the correct goals.

However, when you’ve spent a lifetime…

Following everyone else’s rules for you:

Your realtor telling you you’re wasting money on rent,

Your relationship manager giving you canned advice to hit a quota,

Your parents budgeting recommendations and unsolicited opinions,

And of course DIY internet gurus telling you to open IBKR to buy and hold forever…

And I’m not saying any of them are wrong. All have value to offer.


I am asking…

  • Do you feel like these goals are right for you?
  • Do they make you more of whom you want to be?
  • Do they help you create a financial life where you actually feel rewarded?

Because if not… You may end up feeling burdened, with a "more money more problems” mindset.

Which is the opposite of reality, because cash flow done correctly can only make your life far more comfortable.

This is why… When my clients have?cash coming in every month, I ask them to spend that money to enjoy their life.

Some take career breaks, go on sabbaticals, learn new skills.

Some take business class round trips to Paris.

Others just want to pay kids’?university tuition.

Some want their wife to stop working or give her the option to not work: because they’ve already replaced her income.

Some just enjoy the peace of mind and continue to work as usual, because that’s what they want to do.

You will achieve your financial goals without doubt…

But are you enjoying the journey there?

Arun Malayil

Fuel Specialist - Petroleum Products - Product Quality, Blending, Supply and Trading

1 周

Great article! I completely agree that financial freedom comes down to disciplined habits and staying true to your personal financial goals. Automating savings and breaking down big goals into smaller steps really makes the journey feel achievable and keeps motivation high—thanks for sharing these valuable tips!

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