Do You Know About Our Other Services?

When you think of a financial services firm, your mind probably goes straight to financial planning and investment management. Oftentimes, that’s exactly what you’ll get.

At SC Financial Services, we go beyond what you’d expect. In fact, we’ve gone so far as to open a sister company to serve the specialized needs of our business owner clients. Optimized Business Transitions, LLC was created to help business owners become more successful, however that may be defined. This article highlights some of these services.

Everything a Business Owner Needs

Owning your own business can give you great freedom and power in life, but it also comes with a heavy load of responsibility. You have employees to think about, a family to provide for, retirement to plan for, and daily operations to tend to, not to mention planning for succession and your eventual exit. With so many important daily responsibilities, it can be difficult to work on your business and personal planning issues in a cohesive manner.

That’s why our goal at SC Financial Services, in partnership with Optimized Business Transitions, is to call attention to and provide innovative solutions for addressing the many planning needs specific to business owners.

Business Valuation

Whether you are getting ready to sell your business or you want to get an estimate of enterprise value to gauge your company’s growth, we start with a no-cost assessment that will give you high-level insights into your business’s current operational health and value. These insights will help you make decisions about how to best increase value, fix problems, as well as understand how your business compares to others in your industry.

Business Transition and Coaching Services

You spend the majority of your waking hours investing your time and resources into your business. Not only is it scary to think about leaving it behind, but you also don’t have the time or energy to map out the most strategic plan for your situation. Thankfully, you don’t have to do this alone.

We specialize in assisting business owners by increasing their opportunities for success, ensuring that their goals and priorities are being recognized while maximizing the financial outcome to themselves and their family. We will coach you through a dynamic, actionable plan that will guide you through implementing best practices, strengthening operations, and building value.

Tax Planning and Coordination

Taxes may feel like the bane of your existence, but they can’t be ignored. In order to keep as much of your hard-earned money in your pockets as possible, you’ll need to maximize tax deductions, minimize your taxes now and in retirement, and have a tax-efficient estate plan in place. If you are planning to sell your business, you’ll need to carefully consider the effects on taxes and understand your tax options. We can work through the myriad of tax considerations, alongside your tax professional, so you position yourself for the best possible outcome.

Personal Planning

The business and personal planning needs of business owners are unavoidably intertwined. We carry over all the elements of our Personal CFO? services to your business in order to support all aspects of your financial life, ensuring that everything is working together for your benefit.

We Don’t Stop There

Since we want you to love running your business, we also provide technology consulting, bookkeeping oversight, and retirement plan and employee benefits package analysis. For more details about our specialized services, visit our website. And if your business needs high-touch, personalized planning support, contact us today at 480-214-9596 or email us at [email protected].

About Sharlee

Sharlee Cretors is the president and CEO of SC Financial Services, Inc., with over 30 years of experience in the financial services industry. She is a seasoned financial professional with a big-picture perspective and a genuine commitment to helping clients. She has a bachelor’s degree in economics from the University of California San Diego, a master’s in business administration (MBA) from Arizona State University, and a master’s in science in financial planning from the College of Financial Planning. She has been a Certified Financial Planner (CFP?) since 1993. Sharlee is on the Board of Tonto Creek Camp, serving underserved youth in collaboration with ASU. Sharlee and her husband and business partner, Kurt, live in Scottsdale, Arizona. To learn more about SC Financial Services and connect with Sharlee, sign up for her newsletter here.

About Kurt

Kurt Cretors is the vice president of SC Financial Services, Inc., and principal of Optimized Business Transitions, LLC with over 25 years of experience as a business consultant. Kurt is singular in his commitment to helping business owners and executives identify and achieve their goals over the long haul. He works with his business clients before, during, and after a business transition, making sure they have a long-range plan that not only encompasses the stages of their business, but the seasons of their lives as well. Kurt holds a bachelor’s degree in economics from the University of California, San Diego, and a master’s in business administration degree (MBA) from Arizona State University. For more information and to connect with Kurt, visit our website, call us at 480-214-9596 or email us at [email protected].