Do Small Things Matter?

Most of us are likely rejoicing at the recent announcement about the new tax regime—and rightly so. But here's an interesting question: Is it possible to simply not spend those extra thousands and act as if they never came? Could we perhaps redirect that money to something more meaningful for our future?

While pondering that thought, let me share an intriguing story that serves as a remarkable reminder of the power of small savings and mindful spending. There once lived an ordinary man named Ronald Read, who worked as a janitor and gas station attendant. When he passed away in 2014, it was revealed that he had amassed a net worth of $8.4 million.

Yes, you read that right—$8.4 million.

He wasn’t a high-earning executive or a lucky lottery winner. Instead, he achieved financial success through consistent saving and disciplined spending over decades. His frugality and investment in quality stocks allowed his wealth to grow significantly by reinvesting the profits and dividends. What’s even more inspiring is that he donated $4.8 million to Brattleboro Memorial Hospital and $1.2 million to Brooks Memorial Library. His generosity proved that even an ordinary person can leave a profound impact on the world.

The story of Ronald Read stands as a poignant reminder: small savings can indeed matter. It also underscores the importance of cultivating good spending habits.

So back to the question: Is it possible to pretend that those few extra thousands from the tax change never came? What if we invested them wisely and perhaps those small investments could make us financially independent or even philanthropically impactful someday.

As we celebrate big wins, let’s not forget the power of small, consistent actions. They can make all the difference—not just for our future but for the world around us.