dLocal's Emerging Perspective II

It’s time for our dLocal recap and what we can expect going forward in the payment ecosystem: April welcomed a mobile money industry report with some numbers reinforcing the need for businesses to accept alternative payment methods (APMs) like mobile money.?

Positive news came out of India’s Unified Payment Interface saw a 60% volume boost and a 45% transaction value increase from March of last year. However, both Brazil and Argentina have made fx payments and remittance more challenging.

Let’s take a look ??

Industry Insights

Mobile Money latest numbers published

The GSMA's "State of the Industry Report on Mobile Money 2023" was released last week. Transaction values grew by 22% between 2021 and 2022 from $1 trillion to around $1.26 trillion!

While a large portion of the adoption is attributed to the pandemic, the registrations for accounts still sped up (and continue to do so) as the pandemic eased. The critical data shown in the report is a testament to the growing need for local, simple payment solutions in emerging markets.

dLocal is happy to be part of the solution.

The numbers don’t lie, start reading the mobile money industry report

India UPI transactions crossed a new record of 14 trillion Rupees in March 2023

In March of this year, Unified Payment Interface (UPI) transactions had a 60% higher volume and 45% increase in transaction value than in March 2022. UPI is used in all facets of payment transactions in India, from investments to online purchases. It facilitates real-time transfers between bank accounts, peer-to-peer, and person-to-merchant. According to MoneyControl, 52% of all India's total digital transactions in 2022 are attributed to UPI.?

Read more about the Indian payment landscape and how we can get your business set up.

New real-time digital payment system in South Africa?

The South African Reserve Bank, in collaboration with Bankserv - a clearing house, launched PayShap, a real time digital payment service to reduce reliance on cash.?PayShap will be rolled out in two stages: stage one offers pay-by-account or pay-by-proxy. While stage two will introduce a request-to-pay feature.

Let's talk about opportunities in the South African market for your business

Argentina liquidity / US restrictions

Towards the end of April, the Central Bank of Argentina restricted access to the official market for USD for companies in Argentina.

Operating your business in a new territory with changing regulations can be stressful enough, don't take the journey alone.?

Our local payment experts are here to help. Let's talk!

Product Highlights

Payment Links: Your no-code solution for payment collection

dLocal’s Payment Links is the perfect add-on tool to use alongside other dLocal products. It allows you to?collect payments securely and go to market in no time?- without the need of coding, integration or additional certificates. Request payments from your customers via any messaging platform.

Send Payment Links via Email, SMS, WhatsApp and many more channels.        

Your customer gets to choose their favorite payment methods, such as a local credit card or various alternative payment methods, you keep track of your Payment Links in your dLocal dashboard.

Create, Share, and Get Paid, with?dLocal’s Payments Link

Nuvemshop chooses dLocal's For Platforms Solution

The leading eCommerce platform in Latin America, Nuvemshop, powers more than 108,000 brands looking to launch, develop, and promote their online businesses.?

With dLocal's For Platform Solution, there's a solution to one of the sellers' significant payment complexity: a new all-in-one payment solution to manage global platform payments in one place.

Request demo

Resources

Cashless Policies in Nigeria

Nigeria has recently experienced cash scarcity due to the latest redesign of the Naira. To enhance financial inclusion, the Central Bank of Nigeria has boosted the so-called 'Cash-less' policy and launched a national domestic card scheme called AfriGo.

Read in our blog post how the latest developments in Nigeria, Africa's largest economy and most populous country, have a significant impact on the adoption of Mobile Money.

dLocal Investor Day

dLocal announced its first-ever Investor Day event on June 8th in New York. On the month of dLocal’s second IPO anniversary, the leadership is inviting equity analysts and institutional investors to learn more about its ambitious plans of growth. For further information please contact?the?IR team.

Events

Did you had the chance to say Hi?to our team?

We are committed to showing our local expertise all around the world.

Let's get together to think outside the box for new, tailor made payment solutions.

?

Shoptalk Europe,

May 9 - 11, Barcelona, Spain

BVNK Currency LDN,

May 18, London, England

MRC Barcelona,

May 29 - 31, Barcelona, Spain

Seamless Middle East 2023

May 23 - 24, Dubai, UAE

Check out our events calendar for more details