Discover the “Invisible Money” Trick That Will 2x Your Savings This Year
Spend it, It's gone

Discover the “Invisible Money” Trick That Will 2x Your Savings This Year

What if I told you there’s money hiding in plain sight in your daily routines?

The Psychology of Money reveals that most people overlook as much as 10% of their potential savings due to “habitual spending”— money spent out of habit, not necessity. The science of behavior economics shows us that by identifying and adjusting these habits, significant savings are immediately accessible.

Unlock potentially thousands of dollars each year with a simple, yet powerful adjustment to your spending habits.

Introducing the “Invisible Money” concept… turning everyday habits into big savings with just a few tweaks.

Just like finding change in your sofa, but imagine that sofa is your monthly budget and the change is hundreds of dollars.

Who knew that skipping the extra coffee could eventually buy you that vacation you’ve been dreaming of?

Why does every expert bring this up, coffee, it’s a metaphor for habitual spending.

??If you tally up your habitual spending on wants and it is less than you are investing monthly. ??Send me a message and I will buy you a coffee.

This story is so funny but true. In high school for my junior and senior years, I got a beeper for $1 a month and saved $50 a month in my trading account. When I graduated, I purchased a round-trip ticket to Australia, which turned into moving there for 2 years of college. None of my friends still make fun of me about pager, but everyone I meet finds it interesting that I lived in Sydney.

Track, Identify Act on Savings

Action Steps:

Track Your Daily Expenses:

For one week, record every penny you spend. You might be surprised where your money is going.

Identify Habitual Spending:

Highlight expenses that occur out of routine rather than need.

Implement Alternatives:

Replace or eliminate habitual spending where possible. Even small changes add up.

Ignoring these habitual spends is like ignoring termites in your home, eventually, it will fall in on you.

If you spend a dollar, poof, it's gone.

Tap into your “Invisible Money” today—because real savings are waiting where you least expect them!

Michael Ferrara

?????Trusted IT Solutions Consultant | Technology | Science | Life | Author, Tech Topics | My goal is to give, teach & share what I can. Featured on InformationWorth | Upwork | ITAdvice.io | Salarship.Com

5 个月

Daniel, thanks for putting this out there!

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Daniel Cruden

Cofounder, CEO at Snack | Finance, Entrepreneurship, Learning & Development

6 个月

If you keep a dollar, there’s some fun options to consider ??. Once you spend the dollar… poof ?? it’s gone.

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