Disability Income Insurance for small business owner (s) and/or personnel.
"Jimmy C." James Constantinesco

Disability Income Insurance for small business owner (s) and/or personnel.

What would happen if an accident or illness prevented you from working? For most of us, our lifestyle is dependent upon the family breadwinners' income. Disability income insurance provides replacement income if you're unable to work due to an illness or injury.

Coverage for individuals

We have multi Insurance Carriers that individual policies are available for people in all types of occupations. Whether you're a doctor, cabinetmaker, executive, teacher or technician, which we can design a disability income policy to meet your needs and budget.

Coverage for small-business owners

We have multi Insurance Carriers that offers two types of disability income policies to protect small-business owners and their companies.

·        Business Overhead Expense (BOE) reimburses business owners for the expenses necessary to keep their company running upon the disability of any of the owners.

·        Business Buy-Sell provides the funds to effect an orderly transfer of ownership in the event of a business co-owner's disability.

Protect your income

We have multi Insurance Carriers that disability income insurance products can provide the funds to protect your lifestyle should you suffer an unexpected illness or injury. Our policies are industry leaders, with strong contractual definitions, competitive features and pricing.

How much disability income insurance do you need? Find out call us now! 

Thank you,

Jimmy Constantinesco CFBS

James Insurance Group “SAFETY FIRST”

3806 ? Park Ave, 1st Floor, Wilmington, NC 28403

Office 910-538-0822, Fax# 910-765-0332

[email protected]

Also, if you know of anyone that we can help (we accept referrals), please have them contact me.

Proud Registered Member of BBB. National Ethics Association, National Association of Professional Agents!

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