Digital Shaming ( It works )

Digital Shaming ( It works )

Does anyone remember years ago when near the cash register of a business was tapped prominently for all to see, bounced/bad checks?

It is perfectly legal practice all over the world.

For instance in the United States: 

"Posting a bad check at the counter for all customers to see is legal. Telling others about the bounced check is also legal because the information is considered to be factual and provable.

If a business owner receives a bad check, they have the right to immediately begin the debt collection process, and in the case of a bounced check, seek criminal liability as well. During the debt collection phase, the business owner can display the bounced check for the public to see. This is permissible because it allows customers the chance to identify and contact the debtor if they know them. In addition, the business may blacklist that particular customer, requiring that if they wish to continue to be a patron, they must use an alternative means of payment.

Business owners may also report the bad check to bad check writing databases such as Check Connection, Shared Check Authorization Network, Telecheck, or ChexSystem. These databases offer writer verification to businesses that accept checks. If a customer’s name comes up in the system, other businesses may also deny their checks.

On the criminal side, the business owner may contact the police and file a complaint about the bounced check. Writing a check without knowingly having the available funds is fraud. Most states consider this a misdemeanor and will charge a fee around $200 for first offenses. Some states, such as California, also impose a jail sentence for up to one year if the act is found to be intentional. Other states, such as Florida, consider writing a bounced check a felony and have very harsh penalties for even the first intentional offense."

So I got to thinking about this practice and how can it be used in Social Media. 

Easy.

Imagine posting the image of the check in question and posting on social media sites. The average Facebook user has 150 "friends", and if you have ever tried to track down someone who wrote you a bad check, you would be lucky to get in contact with a family member, much less the writer of the check.

You could go through the judicial  process, but that takes time and you have a chance of the charge being dismissed, or the writer doing community service or time instead of paying the debt.

But, what if the writer of the check was contacted by "friends", family, and maybe employer about a post of their bad check on Facebook for example.

I believe that the shame would cause the writer to make good on his debt.

My personal social media reach is extensive on all known formats and I am now offering this service to all.

I will post the check on line, blurring your company name, for a modest fee.

I present to you all a alternative to having to reward the criminal by writing off as a bad debt.

Ray Whitlow III

I am a open networker who endorses: [email protected]

Also, feel free like our Facebook Page: www.Facebook.com/whitlowpty

Ray Whitlow III

30+ years in automotive industry, successfull management experience in all departments

9 年

@Karen, good points. But people are still using checks for down payments on large ticket items like cars.

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Karen Lewis

Service Emissary Extraordinaire

9 年

And I don't know if it was so much to "shame" the person who wrote it, but to let the person at the register know to not accept checks from this person.

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Karen Lewis

Service Emissary Extraordinaire

9 年

That may be appropriate for the "older" generation, but the younger generation, "What's a check?" Haven't you ever read the comic strip "Cathy?" (I know, I'm aging myself.) "How can I be out of money? I still have checks!" Personal financial management class!

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