Digital Financial inclusion for the masses – Building a Digital Bharat for companies focusing on Rural Commerce

Online commerce / physical commerce is moving into the rural hinterland at a very fast pace. We have multiple companies ( Hesa Jugnoo @fateh @sunking Jumbotail Jai Kisan @gram sathi SHOP KIRANA E TRADING PRIVATE LIMITED Go Rural India Krishi Network @ascent Sampark rural relations etc., working in this area, supporting customers for their goods and service purchases, which are either on a down payment or EMIs. Their customers are primarily on a feature/keypad device with no access to any digital financial inclusion services – there is no UPI or bill/merchant payment or money transfer capability available on these devices, defeating the Digital India mission for maximising the coverage in this segment. The EMI collections can easily be ported on the UPI autopay configuration available on our stack.

?Our digital financial inclusion tech stack for the GSM keypad phones (airtel / VI / BSNL networks) and the Jio smart feature phones ( Jio prima devices) enables digital financial inclusion / EMI payments for this customer base, with access to multiple bank accounts ( PMJDY and the MFI mapped accounts) and join mainstream digital India services.

?Explore with us to take your digital financial services to this customer segment – its over 400+ mill unique users as on date and is a huge gap in the Digital India mission. The stack includes :

-????????? UPI and Bill payments / UPI Autopay

-????????? Money transfers and merchant payments

-????????? Digital EMI payments for the micro finance / NBFC companies

?What we can do on these basic keypad phones :

???????????? The sample menu UI

Sample applications :

·?????? Use case 1: Bill payments – the BBPS ecosystem

·?????? Use case 2: Fund transfer P2P

·?????? Use case 3: Fund transfer P2M

Let us help you digitise your customers for financial inclusion and help you grow.