Did You Know You Can Reject Your Insurance Claim?

Did you know that you can reject your insurance claim?

If you're a homeowner, filing for a residential roofing insurance claim can be confusing and headache-inducing. Especially with all the things you have to deal with, like:

- Multiple appointments

- Phone calls that last forever

- Filling out papers

- Confusing instructions

- Getting stuck in the middle of a blame game (and losing)

And the result is a low estimate from your insurance company that won't even cover half the costs.

Here are 7 tips to help you negotiate an insurance claim and secure a fair payout for home repairs.

Get an Understanding of Your Claims Process

Understanding how the claims process works will help prepare you for negotiating with the insurance company.

Review Your Insurance Policy

Read through your insurance policy and make sure the type of roofing damage is covered.

Hire a Trusted Roofing Contractor

Search for a trusted roofing company to assess the damage, give an accurate estimate, and ensure you get a fair payout.

Keep Records

Take pictures, record video and audio, keep track of documents, and note all correspondence with the insurance company, the adjuster, and the roofing contractor for future reference.

Submit Your Claim, On Time

Present your claim forms on time. If not, you’ll likely have a harder time convincing the insurance company to give you a fair amount.

Review the Insurance Offer

If the final estimate from your insurance company is lower than expected, consider rejecting it and offering a more accurate estimate.

Extra tips!

• If you're unsatisfied, get a second opinion from another contractor or insurance adjuster for a better quote.
• Ask the right questions about your roof's materials, assembly, codes, etc. And know the difference between replacement costs vs. depreciation.
• Your roofing contractor will guide you through the entire process, represent you, and advocate on your behalf to the insurer.
• Don't settle for a lower insurance quote. Use these tips to help you negotiate a solid claim for your roof repairs.

If need professional help with the insurance claim process, our insurance claim specialists will do all the heavy lifting for you. We'll guide you through the process, work with your insurance company, and make sure you get a fair and accurate estimate to compare College Station roofing contractors.