Demographics of wealth

Demographics of wealth

‘Wealth and individualism are positively correlated at both the individual and the national level.’ (Yuji Ogihara)

I met with a group of young students in Germany this week to compare and contrast social trends with the UK. We focused initially on the ways in which our respective households have changed, for example, in terms of size and structure. In the 1950s, for instance, households in Germany and the UK were typically larger and multigenerational. Today, in these and other European countries, households are smaller with a significant rise in the proportion of people who live alone.

I invited the students to reflect on what might lay behind these changes and I was astonished by the sophistication of the conversation that flowed between them – a testimony to the Montessori school’s teachers and distinctive pedagogical approach. I suggested that, based on what I have learned in Asia and Africa, household size is often influenced by relative poverty and wealth. It’s as if the more money we have, the less we need to depend on each other: at least financially.

Rudo Kwaramba explains: ‘In wealthy countries, if you can’t earn an income or if you lose your job, your government provides you with financial support; if you become injured or unwell, your health system or insurance covers you. In poorer countries, people can only look to each other for this support.’ This interdependency phenomenon is a deep cultural driver behind building and sustaining close relationships within extended families, and between families and wider communities.

Broader cultural considerations apart, as the wealthy get richer, not only do we tend to become more individual-orientated but our quality-of life-expectations grow too. Many people in affluent societies now believe they can’t afford to have children because they have to work so hard to earn enough money to gain or sustain the lifestyle they aspire to. As a consequence, we face a ticking time bomb of rapidly-ageing populations with fewer young people to support and replace them.

It's time for a rethink.

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