Delink Aadhaar From Your Indian Bank Accounts

Aadhaar is a broken digital identity project of India!

• Adopting biometrics as an authentication factor made Aadhaar a pain for Indian citizens! They lose money almost every day from their bank accounts!
• Daily, poor citizens lose money from their bank accounts by fraudulent Aadhaar Enabled Payment System (AEPS) transactions authenticated by fingerprint spoofs!

We may call it Aadhaar-enabled biometrics theft and biometrics spoof based banking fraud.

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The Indian government commissioned Aadhaar without carrying out a proper technology SWOT analysis.

• Did the Aadhaar team carry out a proper technology SWOT (Strengths, Weaknesses, Opportunities, and Threats) analysis?
• Did the team and its leader who advised the Aadhaar digital identity project properly know about data security and privacy?
• Did they have any knowledge about how biometrics recognition technology works and what are its pros and cons?

There remain so many basic questions for the Aadhaar development team!

Aadhaar enrollment was done with almost no data security and data privacy strategy!

• There was no secure mechanism to check the authenticity of citizenship when Aadhaar was enrolled.
• Reports show that illegal immigrants from foreign countries also enrolled in Aadhaar by creating a ration card through agents.
• According to a news of January 2018, the complete?Aadhaar database was leaked on the dark web.

The entire Aadhaar database was available through hackers for a small amount of money!

Conclusion

• Aadhaar is a defective digital identity system of the Indian government.
• Since its commissioning, there have been innumerable fraudulent banking transactions by biometrics theft and the Aadhaar Enabled Payment System (AEPS) feature.
• Citizens' bank accounts are looted by fraudsters in different parts of India using AEPS and fingerprint spoofs.
• Aadhaar should have been scrapped due to several issues raised by the security researchers.

Unfortunately, the Indian government enforced a defective digital identity system on the citizens!

Warning to all Indian bank account holders!

• Please act immediately if you have linked Aadhaar to your bank account(s).

Delink your Aadhaar from your bank accounts!

Postscript

• Biometrics recognition is probabilistic, NOT deterministic, hence unreliable, and lowers security.
• Biometrics spoofs are so easy to make.

These simple points the global cyber world is not accepting!

The adoption of biometrics will push the fintech world to a catastrophic hell!

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About me

I am a researcher and contribute to the overlapping areas of STEAM (Science, Technology, Engineering, Arts, and Mathematics). I am an active user and promoter of GNU/Linux, Free and Open Source Software. I develop cybersecurity and information security solutions, specifically graphical authentication security.

Text Copyright ? 2023 Debesh Choudhury — All Rights Reserved.

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Kolkata, Friday, September 29, 2023.

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