DeFi on Blockchain Comprehends the Value of the Work of a Woman

AFRICAN WOMEN IN DECENTRALIZED FINANCE

A project of Actuate Foundation, in Actuate Biomedicine

In 1929, Albert Einstein, after grueling work of applying mathematics to explain how the physical world works, came to a conclusion that not everything that counts can be counted. Einstein said that although things like love, hope and even faith are of fundamental importance to a human being, and the society, we could not count the value of such things. And that was true at that time. We could not account for love, faith or even hope using the mathematics of the age, which drew its theoretical underpinning from the works of Isaac Newton’s Principia Mathematica,?? first published in 1687, that explained how the world works through the force of gravity. Newton’s Principia gave us calculus, which revealed the formula to comprehend gravitational force, besides the Newtons Laws of Motion, that gave us mechanical engineering, from their explanation of the physical world.

Adam Smith applied Newtonian math in his Inquiry? into the Nature and Causes of the Wealth of Nations, published in? 1776, ?by equating the what he termed as the invisible hand of the market to Newtonian gravitational force. The Smithian Wealth of Nations became the foundation of economic theory, that underpins modern finance theory. Newtonian math seek a constant, or equilibrium. As such, the economic theory using Newtonian math evolve to seek equilibrium between supply and demand of scarce resources; it is about scarcity of material resources This is because Newtonian math was created for explaining the physical or material world, where physical material resources are perceived to be finite. This notion was not withstanding? the fact that what is finite is not the material resources, but what is finite and scarce is the imagination of creative mind, to repurpose the use of seemingly limited material ad-infitum, in Joseph Schumpeter’s 1942 creative destruction, by adding knowledge to such material to create all together new infinite slew of innovations

Much worse, finance theory , adopting Newtonian math, created for explaining limited physical resources of the material world, does not comprehend infinitely abundant resources that are non-physical such as love, faith, hope or even imagination of? a creative mind. Such non-physical things, although being of greatest value, could not be counted using math created for explaining the physical world. And thus, Einstein, after struggling on how to apply the math of physical world, could not find an answer, even as he gave us the mathematical formular for explaining the relationship between energy and? matter, in his Special Theory of Relativity.

Furthermore, even when financial math, such as Harry Markowitz’s Modern Portfolio Theory described in Portfolio Selection , published in the Journal of Finance in 1952, which gave us financial engineering, applied mathematics for physical world, to explain finance. With this math, love, hope, faith and products of imagination of a creative mind, could not be counted, and do not appear anywhere in the balance sheet of any organization.

Tax Exempt Incentive

The attempt to help people? account for love, faith, hope and products of imagination of a creative mind, had law makers to create a different type of organization, called Charitable Organization, that became tax exempt, as a roundabout way of counting? non-physical things that count of love, hope , faith, and creativity, that could not be counted using the mathematics of the day. People were encouraged to participate in supporting such non-physical things,? with promises that whatever money they contribute to support value of such non-physical things such as love, hope and faith, the government will give them back some of that money – such donations are tax exempt, and are reimbursed to the donor. Creative works in science? is so funded through government grants in developed countries, and not funded at all in developing countries.

Painfully: The Grave Truth

Gravely, in finance world using mathematics of the physical world, the work of the Worman, for example of motherhood, was systemically excluded from the balance sheet in this mathematical paradigm. As such, the value that a woman brings to the world for (a) conceiving a baby, (getting herself checked periodically by a clinical provider to ensure that her conceived baby is doing well for nine months, (c) the work of delivering a newborn to humanity, called labor, (d) the work of feeding the newborn with her own body for no less than six months, € the work of getting vaccinations for herself, and the newborn, to protect the two of them from infectious diseases, (f) the work of taking care of the infant at home for ?first year of life, and the child for at least five years of pre-school age, (I) the work of taking care of the young child in elementary school, making sure that the child is well fed to receive instructions from teachers(g), the work of taking care of adolescent child, (h) the work of taking of the teenager with raging hormones, (j) the work of preparing the young woman and young man to enter into a professional life, (the work of preparing the young man and young woman for the role of fatherhood, and motherhood, always being the ?wise counsel, the work of looking after the second generation children of her daughters and her sons, giving them the love of a grandmother; none of the value of this work could be counted using math of the physical material world used in the traditional financial system . As such, the value of all this work of a woman does not appear in organization balance sheet.

The best an organization? can do in that physical world, was to give such a woman a maternity leave, a few months during pregnancy, and also a few months after delivering a baby, and that is all a woman gats for giving humanity a “bundle of joy.” This is the painful truth of the traditional finance, besides the fact that in this traditional finance, women are considered unprofitable, and as such, about 60% to 80% of women in developing countries are unbanked, and do not have access to financial services, and yet, they are expected to scrounge the earth for a? living, to feed their families, while executing the job of motherhood, for which they are never paid, but are instead ridiculed by the captains of centralized finance.

Enter Blockchain

Now, that sad story is over, thanks to Blockchain, which is built on a completely different math, the Mathematical Theory of Communication, given to us by Claude Elwood Shannon in 1948.

Shannon math comprehends, disorder, entropy, and even surprises, and ., provides a theoretical underpinning foe explaining non-physical things such as love, faith, hope, and even imagination? of a creative mind. Now, using tokens built on the blockchain, such as Actuate (ACT) token, it is possible to use smart contract to allocate Actuate tokens to a? mother for getting pregnant when she reports to a clinical provider. A new pregnant expectant mother will receive Actuate tokens for attending well mother clinic for scheduled checkups, and for undergoing necessary physical tests to monitor her pregnancy. This expectant mother will receive Actuate tokens for delivering the baby in a health center attended by a competent mid-wife. The mother will receive Actuate tokens for attending well baby clinics as scheduled, and getting the baby receive scheduled vaccines, and for breast feeding the baby, and for getting the baby monitored for wellness and wellbeing. The mother will receive Actuate tokens for taking care of the child under five years of age., and for enrolling the child to elementary school at the right age. The mother will receive Actuate tokens for working with the teacher to groom the young child, during pubertal , teenage, and early adulthood years

Tokens will be administered, when a woman completes specified tasks, which she does but is never rewarded. This is how Actuate Foundation is using tokens to incentivize motherhood.

Summary

In 1929, Albert Einstein, having wrestled with the most intricate mathematical formulations of the physical universe, arrived at a profound truth: not everything that counts can be counted. Love, faith, hope—these forces shape civilization, yet they defy the crude tally sheets of industrial-age finance. The economic calculus of Adam Smith, built atop Newton’s equations of motion, seeks equilibrium, an unwavering constancy within the finite, material world.

But wealth is not equilibrium. It is not scarcity. It is the ceaseless eruption of creativity, the boundless ingenuity of the mind transmuting the ostensibly finite into infinite opportunity. Joseph Schumpeter illuminated this truth with his notion of creative destruction—knowledge alchemizing raw material into limitless innovation. And yet, the sterile ledgers of traditional finance remain blind to the most vital of all human enterprises: the work of a woman.

The Systemic Exclusion of Woman’s Work

Newtonian finance, an outdated relic of the industrial revolution, cannot grasp the incalculable value of motherhood. The work of a woman—nurturing life, guiding it into consciousness, educating the next generation—escapes the myopic arithmetic of GDP and balance sheets. Consider:

• The work of conceiving a child, safeguarding it through months of vigilance and medical oversight.
• The labor of birth itself, the most fundamental act of creation.
• The feeding of a newborn with her own body, the vigilance of wellness visits, the shielding from disease through vaccinations.
• The devotion to a child’s early education, ensuring their preparedness to absorb the knowledge of the world.
• The guidance through adolescence, the wisdom imparted to the young adult stepping into professional and personal life.
• The lifetime commitment to family, shaping civilization through an unbroken lineage of care and wisdom.

None of this is counted. None of it appears on the spreadsheets of financial institutions that arrogantly deem women “unprofitable.” And thus, in the traditional world of finance, women are discarded. Nearly 80% of women in developing nations remain unbanked, abandoned by a system that sees no value in their indispensable contributions.

Blockchain: The End of the Old Order

But the great deception is over. Enter blockchain—the architecture of a new economic reality. Where Newtonian finance could only measure physical scarcity, the cryptographic marvel of Claude Shannon’s Information Theory introduces a world that comprehends abundance.

Blockchain does not merely store value; it encodes purpose. It transforms work into reward, even the work that traditional finance has long dismissed. With tokens—Actuate (ACT) tokens—motherhood itself becomes visible on the ledger of civilization. Consider:

• A woman receives Actuate tokens for seeking prenatal care, ensuring the well-being of her unborn child.
• She is rewarded for delivering in a certified health facility, securing the safest birth conditions.
• Tokens flow for every milestone: vaccinations, breastfeeding, pediatric visits, early childhood education.
• The economy of motherhood, once invisible, becomes real—tracked, verified, and compensated.

For centuries, the work of women has been the foundation of society, yet ignored by the financial systems built by men. Blockchain rewrites this false history. It recognizes that true wealth is not steel and stone, but human ingenuity, sacrifice, and love.

Actuate Foundation is not merely issuing tokens; it is restoring economic justice. It is embedding the infinite value of a mother’s work into the very architecture of digital finance.

The invisible is now visible. The uncounted is now counted. The old system is dying, and a new era has begun.

?

Dolphine Akinyi

Certified Public Accountant

Coordinator, African Women in? Decentralized Finance

Actuate Biomedicine

?

Macharia Waruingi

Doctor of Medicine and Doctor of Health Administration

Founder and Chief Executive Officer

Actuate Foundation dba Actuate Biomedicine

[email protected]

www.actuate.bio

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