Deck of the Week, w/e Feb. 18
Chief Credit Officer's Deck, week ending February 18, 2022

Deck of the Week, w/e Feb. 18

Focus on the Rate Cycle

The U.S. producer price index rose 1 per cent in January— the biggest gain in eight months, well above the 0.4 per cent rise registered in the previous period and double what economists had forecast . The large monthly gain translated to an annual increase of 9.7 per cent, in line with December’s surge.?Mortgage refinance volumes in the U.S. continue to freefall down 16.5%, pushing refi share to 43%, the lowest since July 2019. Upward pressure on home prices pushed the average loan amount up another $6,400.

Focus on Pandemic Hangover

Multiple positive actions in the US MLP and Industrial space on faster than expected deleveraging (Targa Resources Corp's IDR Upgraded to 'BBB-'; Outlook Stable , Boardwalk's IDR Upgraded to 'BBB'/Stable from 'BBB-'; Senior Unsecured Noted Assigned 'BBB' , Eaton Corp's Outlook Revised to Stable; IDR Affirmed at 'BBB+' )

We expect a significant reduction in the overall US CMBS loan delinquency rate this year, improving to 1.25% by YE 2022 from 2.70% in January 2022. This is lower than the 1.31% delinquency rate at the onset of the pandemic and well below the pandemic peak of 4.98%.

USPF looked at Illinois’ recently released executive budget , arguing that the state is inching towards a return to the state’s pre-pandemic rating. Fitch revised the Outlook to Positive on IL IDR and related ratings (‘BBB-‘) in 2021, signaling a reversal of the April 2020 one-notch downgrade.

U.S. airports have rebounded throughout the months of 2021, and reached an average recovery of 81% through the end of September 2021 (compared to the same period in 2019), in line with Fitch’s rating case expectation of 80% recovery for the period.

Focus on New Things

Our excellent primer on decentralised finance (DeFI) expects many providers to submit to regulation to support their market credibility, but some may look to operate outside rules-based ecosystems so that they can be more innovative. The FSB have weighed in on crypto and are particularly concerned at the prospect of a Global Stablecoin, and the risks this could pose to especially emerging market capital flows.?

Focus on the Unexpected

A potentially very sharp downgrade in prospect for Spanish electricity tariff securitization notes, normally a stable asset class, placed on RWN at ‘Asf’ on a possible principal shortfall (of €21k), driven by ‘unbudgeted transaction expenses’.?

FitchWire Highlights This Week (14 – 18 FEB)

  • Overall 2022 US CMBS Delinquency Rate to Dip Below Pre-Pandemic Levels (link) ?
  • US Progressing Toward Global Peers on Bank Climate Change Regulation (link) ?
  • US Corporate Supply Chain Risk Underscored by Border Blockage (link) ?

要查看或添加评论,请登录

Richard Hunter的更多文章

  • What We're Not Expecting

    What We're Not Expecting

    Ratings present a consensus view of the world, based on both bottom-up and top-down forecasting. Typically, they also…

    1 条评论
  • New to Ratings? Here's What They Mean - and What They Don't

    New to Ratings? Here's What They Mean - and What They Don't

    Our recent downgrade of the USA has attracted a lot of interest from audiences less used to dealing with credit…

    8 条评论
  • About That Next Shoe.

    About That Next Shoe.

    Starting the year with two failures from investment grade is a sobering reminder of current financial market…

    1 条评论
  • 2023: Your Questions on Our Answers

    2023: Your Questions on Our Answers

    An incipient Chinese recovery, global disinflation, potential upside for the eurozone, and inevitably the ‘pivot’…

    1 条评论
  • Averages Are Not Your Friend.

    Averages Are Not Your Friend.

    Recently, I re-promoted our November 2021 report, presciently flagging the default-dwarfing losses from interest rate…

  • Not Transitory. Not 'Sustained Transitory'. So What Next?

    Not Transitory. Not 'Sustained Transitory'. So What Next?

    Interesting debate at today’s Milken Conference session in Los Angeles, as the market faces its traditional challenge…

    2 条评论
  • Credit Losses - Still Not The Worst Threat to 2022

    Credit Losses - Still Not The Worst Threat to 2022

    2022 has got off to a boisterous start. Our 2022 Horizons report highlighted the key risks which could have the most…

  • How Ratings Fared in Lockdown Compared to Prior Crises

    How Ratings Fared in Lockdown Compared to Prior Crises

    Global Lockdown Saw Fewer Downgrades and Fewer Defaults Than Prior Crises The COVID-19 pandemic is not yet over, and…

  • Inflation: A Corporate Rating Risk, But Not for the Reasons You Expect

    Inflation: A Corporate Rating Risk, But Not for the Reasons You Expect

    The strongest risk transmission mechanism from developed market inflation risk to corporate ratings would likely come…

    1 条评论
  • Corporate Credit Moves On from Coronavirus

    Corporate Credit Moves On from Coronavirus

    Corporate rating stabilisations and reversals are picking up pace, as pressure from coronavirus lockdowns eases…

社区洞察

其他会员也浏览了