Debt Free Seem Impossible?

Struggling with debt payoff?

Have you ever wondered which you should be focusing on – paying off debt or saving money?

One of the frequently asked questions that I hear but

The answer to this question will eliminate frustration with your debt payoff journey.

When I changed my strategy here it made all the difference for our journey and it’s amazing to see it work for my clients as well.

Paying off debt is important – yes

Saving money is important – yes

So what do you do?

Watch this video below where I share this game-changing strategy!

{Prefer to read? Keep scrolling, I got you covered}

YOUR ACTION STEP FOR TODAY – Find your Net Worth number. Then click the link below to grab the Budget Makeover Guide so you can stop stressing about money

BUDGET MAKEOVER GUIDE, PLEASE!

Read It! Debt Free Seem Impossible?

0:00

If we’ve never met before Hi my name is Aimee Cerka super excited that you are joining us here today. So the question that I wanted to answer tonight from are Ask Me Anything is which is more important, paying off debt or saving money?

0:23

And really the answer is both. When you structure budgeting like I recommend percentage based budgeting, you’re gonna be working on debt payoff, and savings at the same time.

0:34

The reason for that is because if you’re struggling working debt pay off and you have nothing in savings. Something’s gonna come up right, the dog is gonna get sick. The fridge is gonna break something’s gonna happen that you’ve got a bigger expense and then you’re not prepared for it. So then you’re just going that much farther into debt. And it’s won’t work out for you.

0:54

Then in reverse. If you are just putting money in savings and only paying the minimum on your debt. Think about how much extra you’re paying in interest on what how many of our different debt accounts you have, how much extra are you paying in interest, every single month that could be going to increase your savings more or paying off your debt faster.

1:15

So that’s why we work on both at the same time, and like I said I recommended percentage-based budgeting we’ll save that one for another day. – We cover this in-depth in the Financial Foundations program

1:23

Hey there, if you enjoyed this training these tips that I highly encourage you to go ahead and grab the Budget Makeover Guide. So what the Budget Makeover Guide is going to be is a PDF download that’s going to give you seven tips to discover the extra that’s finding that extra that is hiding in your existing personal finances. Now, the average person finds $250 a month, right now without increasing their income that they could be applying to somewhere else in their finances, they don’t even know if it’s hiding in there. So go ahead and make sure you grab that Budget Makeover Guide the link to grab up, there’s either going to be a button directly below this video or in the description depending on where you are watching this video at so grab the Budget Makeover Guide and we will see you later. Bye.

YOUR ACTION STEP FOR TODAY – Find your Net Worth number. Then click the link below to grab the Budget Makeover Guide so you can stop stressing about money

Budget Makeover Guide, Please!

Ready to master your money? There are 4 ways I can help you:

1. Budget Makeover Guide - Ready to stop stressing over money? Before anything else, grab the Budget Makeover Guide. Here you'll find 7 tips that we personally used to find the extra hiding in our existing personal finances - the best part is that no additional income is required! Claim Budget Makeover Guide ?? https://aimeecerka.com/bmg 

2. Financial Foundations Kickoff - For Moms who are ready to master their finances, with personal 1:1 support. In the Kickoff program, we work together to create a strong financial foundation so you can create financial security while improving your offense so you stop living paycheck to paycheck and start to truly build wealth. We tackle the battlefield so you're ready for life's challenges all while still being able to live life! Learn More Click This Link ?? https://aimeecerka.com/kickoff 

3. Money Masters Inner Circle - A guided experience for those Moms who are tired of feeling stuck and want to achieve their financial goals so that they can afford the options, security, and lifestyle of their desires... This is perfect for those who aren't ready for the Kickoff experience yet! Join Us Click This Link ?? https://aimeecerka.com/innercircle 

4. Budgeting For Success Worksheets - These are the worksheets that were created based off what I personally use, what a business partner uses, and what I see work best for clients. There are 5 different forms - while I recommend grabbing the bundle - you can also grab individual forms. Grab Your Worksheets ?? https://aimeecerka.com/budgetworksheets 

Want to Know More About Me? Hear My Story https://aimeecerka.com/about