[Cup of Joe] February 2025 Market Recap

Insight on Tariffs

• Tariffs are, by nature, inflationary.? But don't expect a sharp rise to levels we experienced?in 2022.
• Good reason to believe these will be short-term.?
• Realistic expectation of some level of universal tariff to remain in place.?
• Expect volatility while the Tariff Game is being played and surf through it.
• The American population has a profound ability to adapt and thrive, like they do when Congress changes tax rates.?

Financial Wellness - Scams!

Popular financial Scams

• Bogus DocuSign emails
• For those not yet retired, sham emails from "HR" or "Payroll Dept" talking about your paycheck/bonus.
• Bitcoin scams - emails notifying you to retrieve?your share of Bitcoins
• Phone calls for a bank or credit card provider asking to confirm your information

How to be cautious

• Never click on an attachment or link in an email from an unknown?sender
• Do not ever give out personal or account information that is solicited from an unverified source.??
• Use secure/encrypted email whenever possible if emailing personal or sensitive information.?

How does Argent Bridge protect your assets from Scams?

• We use encrypted email for emailing sensitive data
• Our DocuSign paperwork is completely secure.? And you can verify its from us!
• Any email or voicemail requests to move money or place trades are verbally confirmed beforehand.?

Written by: Joe Gallemore, CIMA?, CExP?