Credit Union Exec of the Year; talking regulation; Wells Fargo loses case over mortgage fees

Credit Union Executive of the Year: American Heritage's Bruce Foulke . Organizing relief initiatives for Ukraine, launching charities for children's hospitals and growing an institution to more than $4 billion of assets are benchmarks in Foulke's more than 45-year career.

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Wells Fargo charged borrower $40,000 in excessive legal fees, judge rules : The case involved a customer who was charged $100,000 in legal fees when he tried to pay off a commercial mortgage early. After the borrower waged a nearly decade-long legal fight, a Florida court ordered 富国银行 to reimburse a portion of the fees.

'Democrats lost the house. I'm less convinced that Republicans won it.' On our podcast, a panel of experts and our Washington Bureau Chief, John Heltman , meet in DC to discuss the midterm elections, the FTX blowup and the legislative and regulatory policy implications that both will have on Capitol Hill. Listen to this conversation with Karen Petrou of Federal Financial Analytics, Inc. , Aaron Klein of The Brookings Institution , and Edward Mills of Raymond James .

Visa teams with fintech to improve international small-business payments : The collaboration with Thunes enables millions of underbanked mobile wallet users and merchants to perform digital cross-border sales, providing another route to cut processing costs.

PacWest in Los Angeles accelerates CEO succession : Long-tenured CEO Matthew Wagner intends to retire from the company's top job early in 2023, not at the end of that year as initially planned. President Paul Taylor will succeed him.

How to apply for The Most Influential Women in Payments, 2023 : Learn how to apply for American Banker's Most Influential Women in Payments award, which celebrates the senior executives guiding the future of the global payments industry.