Credit repair can be tough, getting negative accounts removed isn't easy.

Negative accounts damage your credit report, and can be tough to remove if the information is reporting accurately.The credit reporting agencies have a responsibility to report accurate information, be it good or bad. 

The purity in which the credit reporting system solely depends on the basis of them reporting all information accurately, even if it’s negative.

There are a couple of tactics you can use to get rid of “accurate” negative information - such as a collection account for a debt you didn’t pay. Typically these strategies are known to involve more time, skill, and effort than a incomplete credit report dispute. Other strategies like pay for deletion, debt validation, and goodwill intervention are excellent choices to consider if you’re in need of credit repair