CREDIT CARD INDUSTRY R.O.A. PROFIT P/T
% Return on Average Outstanding Loans

CREDIT CARD INDUSTRY R.O.A. PROFIT P/T

As we have done since 1983, R.K. Hammer has updated our U.S. Credit Card Industry pre-tax profit picture to include the most recent year-end snapshot. It indicates once again that the Cards & Payments space is the single greatest profit producer for banks and other financial institutions, larger than any other business in financial services in the U.S.

Starting 1/1/25 R.K. Hammer will showcase a new operating metric in the Cards & Payments industry, one each week during January and February.??

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