Creating a Safety Net for Unexpected Events

Creating a Safety Net for Unexpected Events

I recently read a powerful article in The Straits Times that really struck a chord. It highlighted that Stroke is the fourth leading cause of death in Singapore, and one in four who suffers a stroke is under 60 years old.

The story not only focused on the individual's struggle but also the emotional and financial toll it took on their family, such as how one of her sons decided to repeat his first year in junior college, and what her other children and husband went through during her recovery.

This made me think about the importance of financial preparedness for such unexpected events. The Singapore government's Basic Financial Planning Guide recommends:

  • Critical illness coverage of 4 times annual income;
  • Death and total permanent disability coverage of 9 times annual income.?

This kind of coverage can provide a crucial financial cushion for a family in times of crisis, allowing them to adapt and focus on recovery without the added stress of financial hardship.

As a financial consultant, my work allows me to help families create a safety net for unexpected situations. Planning for critical illness and disability can make a real difference to those around us. Schedule a free consultation with me to discuss your financial preparedness and ensure your family is protected.

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