If you've been considering a move but have concerns about higher interest rates, here's what you can do:
- Research and educate yourself about the local market and home-buying process.
- Set a budget and start saving for your down payment and associated costs.
- Improve your credit score by paying bills on time and reducing debts.
- Get pre-approved for a mortgage to know your affordability when rates become favorable.
- Connect with a reliable real estate agent for guidance and market updates.
- Understand that when rates drop, competition decreases. Consider temporary higher payments and refinancing or stay patient.
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