"Crash The Chatterbox"

22 years in the mortgage banking world and just when I think I've heard it all...

Talking to a prospective Branch Manager yesterday and this is what he told me..."My pricing is too high, I've lost my last 7 deals and I have to make a change. My comp plan has changed twice already this year (not for the better). Management tells me we just have to ride out this storm like everyone else so we can survive."

Well, I'm going to call BS on that! It's just CHATTER, Chatter from high-paid layers of bureaucratic management sitting in a fancy corporate offices, complaining that the espresso machine is broken again and so is their profitability. Yes, we are certainly in a challenging market but we've been there before and we'll be there again. What we're seeing now is EXPOSURE. Companies are being exposed for "layering up" over the last 3-4 years with bloated management budgets and realizing that true, professional Loan Officers and Branch Managers don't need or want 9 layers of management!

Crash the Chatterbox and give Geneva Financial a look. More and more professional originators are moving themselves and their teams to Geneva Financial than ever before. Here's Why...

WE OFFER YOU OFFER 250 BPS+ WITH COMPETITIVE RATES

1. Corporate makes less than our competition per file. Building our success over time.
2. Corporate pricing does not fluctuate with volume. As the market contracts, we do not squeeze your profit margins.
3. Efficiency in everything we do, from hiring to funding.
4. No layered management. Opposed to bloated bureaucratic mortgage bankers. How many managers do you really think you need; because you are paying for them? Why are you making their car payments?
5. Strong investor relationships and better secondary execution.
6. Servicing values are way down. We do not service. We make a lot of revenue releasing servicing.
7. A culture of always compensating the originator the lion share of the compensation. The very reason this Company was started.

WALK THE TALK – EVIDENCE

1. High Retention – We have lost very few producing loan originators since our inception 10+ years ago. We offer great compensation, competitive pricing and rock solid operations.
2. We have grown 40%+ YTD, while the industry is down 35%+. Over 120 employees hired this year, with over 50 originators in transition. 
3. We are hiring all positions. Is your company?
4. We added a dozen states in the last twelve months, because people want to be a part of this organization.
5. Never reduced compensation in Company’s history.

THE ORIGINATOR IS OUR CLIENT

Geneva Financial, LLC was created by a Loan Officer, Aaron VanTrojen to meet his own needs as an originator 11 years ago. Most of the competition is simply the same company with a different logo. Bloated, bureaucratic, greedy mortgage bankers lined with red tape. So he created a company to meet my needs. Higher compensation to the originator. Faster service. More products. Transparency. A culture of success from top to bottom; not one of greed. Ten years later, Aaron's vision is proving to be one that attracts the most talented mortgage professionals. Geneva Financial, LLC grew nearly 40% in the first half of 2018; for a reason. Q3 and Q4 will be even better. We are hiring; not firing.

The Originator is, and will always be, our client. Join the culture of success and make a change, one last time. Change your life today. One call to me. 

Scott Crutcher

National Sales Manager

Geneva Financial, LLC.

NMLS 513080  

Office: 512-551-2045

Mobile: 512-284-4602

E) [email protected]

Web: genevafi.com/scott-crutcher

Corporate Office:

3155 South Price Road, Suite 105

Chandler, AZ 85248

Geneva NMLS #42056