Courageous Christmas Challenge

Courageous Christmas Challenge

I have a challenge for you.

If you’ve been around here for a while, you may remember we did this back in 2020. There were 500 readers back then and the podcast was yet to launch.

So it’s time to do it 100x!

The challenge is about giving back and making the day of a stranger in need.

I’m challenging you to sell $200 worth of stuff you don’t need anymore.

You know the stuff I mean: items sitting around your house gathering dust that could be useful to someone else.

Or make an additional $200 before Christmas by service to others.

Once you’ve raised $200, you’ll split it like this:

? $100 toward Christmas gifts for your family or friends. Helping toward your festive season’s expenses.

? $100 as a gift to a stranger, someone who could use a hand or a little joy in their life.

Why $100 to a Stranger?

The $100 gift to a stranger doesn’t have to be $100 exactly (that’s just a guide), but it’s about stepping out of your comfort zone.

This is a challenge to look around and notice the people who could use a bit of kindness, especially during the festive season. A time that can be stressful for many.

I’m talking about everyday people: Kiwis, friends, or neighbours who might be carrying financial burdens you can’t see.

It could be:

? A family in the supermarket car park with a big grocery bill,

? A parent juggling three kids leaving the dentist,

? Someone behind you in a queue.

Personally, I’m going to pick a complete random in the street.

Sometimes, just a little act of generosity can lift someone’s spirits in ways you and I can’t imagine.

And it’s not just about the money, it’s about letting someone know that people care, even complete strangers.

To be honest, this is also to challenge you to see what you have money tied up in. To get you thinking about turning an item or service into $$$.

To prove to yourself that you can do it.

I believe that when we are scared of money never coming back around, we are often stuck in scarcity thinking and not giving ourselves the chance of abundance and seeing that there is plenty of money in the world!

In 3 steps, here’s how you can take on the challenge:

1. Declutter your home: find $200 worth of stuff you don’t use anymore and sell it. It could be unused tech, shoes, clothes, tools, or furniture. If you believe you have nothing lying around your house, go into service mode and offer your services to make $200.

2. Split the money: use half for your own Christmas spending and put the other $100 aside for a gift to a stranger.

3. Do the deed: carry that $100 with you until you find someone you feel could use it. You’ll know the moment when you see it.

If you’re shy, you are not off the hook either! You can give anonymously.

? Pay part of someone’s restaurant bill before you leave,

? Cover the cost of their groceries at the checkout.

Or, like I once did, say thanks to a bus driver or someone in a job where gratitude is rare.

It doesn’t even have to be money! Your $100 could be expressed in time, advice, help, or even a thoughtful gesture.

What matters is the thought and the act of giving itself.

Some of us need to learn to let money go to learn that we can get it back.

When you give, there’s a sense of fulfillment that comes from meaningful acts of giving.

Your one act of kindness could inspire a ripple effect too.

Imagine the stories that could come from this, if even half of you reading this took up the challenge.

Think of the impact we could make, together.

If you have kids, consider taking them on the journey.

So are you up for it?

Time to spread some Christmas cheer,

Luke

P.s. You are one of?11,650+?recipients.?The KTC podcast had over?70,000?audio downloads in November.?Feel free to share a lesson with?someone to help this reach more people. ___________________________________________________________________________

Did you know:?the RBNZ dropped the OCR by 0.5% on Wednesday. We can all now borrow heaps more and go into debt for jet skis, spas, decks and Xmas gifts ....kidding! Many banks have cut their floating interest rates since this announcement though. Debt is getting cheaper.

[$49]?KTC?Night?School:?https://www.keepthechange.co.nz/nightschool-v2

Forward?this link to a friend to sign up and learn?www.keepthechange.co.nz/moneymail

Join KTC Skool to collaborate with other KTC members?https://www.skool.com/keepthechange

Speaking enquiries?- please email?[email protected]

I?believe 100,000 kiwi with better financial literacy will create a better New Zealand - and the team at?Generate?KiwiSaver?Scheme?are helping me reach this goal.?Head to?generatekiwisaver.co.nz/change?to find out more.

Helping kiwis get better with money through knowledge & action. Together, we change the wealth of the nation.?

Andy Baird

Head of Engineering & Product @ BOMA ? Technologist ?? Full Stack Development ?? Speaker ?? Climber

3 个月

What a great idea Luke!!!!

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