Cost Sharing Shifted From Deductibles When Employers Added Pre-Deductible Coverage for Preventive Services in Response to Increased IRS Flexibility.
EBRInsights News - September 7, 2023 Edition

Cost Sharing Shifted From Deductibles When Employers Added Pre-Deductible Coverage for Preventive Services in Response to Increased IRS Flexibility.

This Week’s Fast Fact — Cost Sharing Shifted Away From Deductibles When Employers Added Pre-Deductible Coverage for Preventive Services in Response to Increased IRS Flexibility.

Starting in July 2019, IRS Notice 2019-45 allowed health savings account (HSA)–eligible health plans the flexibility to cover 14 medications and services used to prevent the exacerbation of chronic conditions prior to meeting the plan deductible. Based on previous survey and studies, this week’s Fast Fact reports on some of the cost changes that occurred based upon the impact of this new IRS rule.

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