Coronavirus (Covid-19) Health Insurance .

As per the circular issued by Ministry of Home Affairs, Order No. 40-3/2020-DM-I (A) dated 15th April, 2020 it is now mandatory for all industrial and commercial establishments to provide medical insurance coverage to workers. The rising cost of medical treatment and hospitalization has made it difficult for people from various economic backgrounds to secure their health. This scheme is designed to safeguard the care and hospitalization of contractual staff/ utility staff/ workers. Our wide range of features include hospitalization along with pre and post medical expenses.

BASIC CONDITIONS: 1.Premium will be paid by Master Policy holder for Contractual workers. 2.All members are covered on named basis without selection. 3.We will offer coverage to the organization which will have a valid permission to start operation. Organization should take care of all hygiene care related to all members/employees. 4.We will cover all medical expenses towards hospitalization, pre and post hospitalization including diagnostic tests. Expenses on diagnostic tests without any medical treatment will not be covered under this policy. 5.Existing group should not split in to multiple groups to obtain multiple benefit levels. 6.We will not cover management staff of the organization under this scheme.

COVERAGE BENEFITS AND KEY FEATURES AT A GLANCE Sum insured (SI) : 50,000/ 1,00,000 / 1,50,000 / 2,00,000 Family Definition : Self Only In-patient Hospitalization expenses : Up to SI Day care treatments : Up to SI Pre & post hospitalization : 30/60 days Room Rent & ICU : 1% of SI & 2% of SI Domiciliary Hospitalization expenses : Up to SI Donor Expenses : Up to SI Domestic Road Ambulance : Rs.1,000/- Pre-Existing Diseases : Excluded 30 days and 2 Years Waiting Period : Waived Off Maternity Expenses Cover : Not covered Disease wise capping : None Mandatory all named Employees : Yes Minimum Annualized Premium (Excluding GST) with Minimum 7 Lives : Rs.15,000/- Maximum Group size : 1000 lives