Copy of Copy of Interest Rate Report – 2/25/25
There was some good news for interest rates yesterday when the U.S. Treasury yields ticked down on Monday as investors looked to a busy week ahead, with a flurry of economic data due including a key inflation reading and insights on housing.
The?10 Year Treasuries were nearly 3 basis points lower at 4.31%.
Investors are expecting a packed week of economic data, including the S&P CoreLogic Case-Shiller National Home Price Index out this morning, which will measure the change in the average sale price of single-family homes across the U.S.
Wednesday will bring the MBA 30-Year Mortgage Rate and new home sales data.
On Thursday, data on the GDP growth rate will offer insights into how the U.S. economy fared in the fourth quarter of 2024.
And the most anticipated data for the week will be the Federal Reserve’s preferred inflation gauge heavily influences the Fed’s rate-cutting decisions (the personal consumption expenditure index, which will be delivered on Friday at 8:30 a.m. ET).?
And as always, wherever rates go from here, please give us a chance to get you the very best conventional and Bridge financing programs for all your commercial RE needs, (i.e. Senior Debt, Preferred Equity, or Mezz debt).
And if you are buying or refinancing a commercial property and need to close fast, there are great options available, with some Bridge loan programs that can close within 2 weeks – 3 weeks! These programs even offer Capex money.
Please give us a call to see what rates and terms we can get for you.
Here is a snap shot of interest rates as of 2/25/25 and available LTVs:
Multi family –
·???????5.5% -6.75%
·???????75% - 80% LTV
Industrial –
·???????6.1% - 7.25%
·???????70% - 75% LTV
Retail / Office –
·???????6.75% - 7.8%
·???????65% - 70% LTV (75% LTV is possible with strong occupancy, strong tenants, densely populated areas and strong sponsors)
Bridge -
9% - 13% Interest Only (Stabilized and Construction)
Please give me a call to discuss your best options!
Lastly, if you are interested in learning about Digital Assets as they are starting to intertwine with the Commercial RE sector, please let me know as I can send you information on that as well.
Thank you!?
Bob Beckman
Senior Finance Director | Philadelphia Tri-State Region
Mobile: - 215 850 3422