Congratulations, Day One is Over – You Survived!

Day one of the Annual Enrollment Period (AEP) has come and gone, and we want to take a moment to recognize the hard work and dedication. We know this time of year can be fast-paced, chaotic, and overwhelming for brokers as you navigate a multitude of client needs and product offerings. But you made it through the first day, and for that, congratulations are in order!

As trusted advisers, you play a critical role in helping members make the best decisions to protect themselves from the gaps in Original Medicare. Whether it's choosing a Medicare Advantage plan for comprehensive, all-in-one coverage or guiding clients toward a more tailored approach with Original Medicare plus a Medicare Supplement plan, your expertise ensures that every client finds the right fit for their lifestyle and budget.?

For those clients who find Medicare Supplement plans appealing, it’s important to remind them of the benefits these plans offer. Unlike Medicare Advantage, Medicare Supplement plans allow individuals to budget with confidence, knowing that their co-pays and deductibles will be minimal and predictable. For those who value financial stability and peace of mind, a Medicare Supplement plan can be the perfect fit. Humana’s Medicare Supplement options are designed with convenience and member satisfaction in mind.

Humana Makes It Easy for Brokers During AEP

At Humana, we are committed to making it easier for brokers to entertain underwriting options even during the busy AEP. Here’s how:

- No Application Fees: Your clients can apply without worrying about an upfront fee, making the transition smoother.

- Household Discounts: Members can enjoy up to a 12% discount simply by living with someone 18 years or older—an easy way for clients to save.

- Payment Flexibility: Humana offers flexibility in payment methods. Clients can use a credit card for both their initial and ongoing premium payments. By setting up automated checking or credit card payments, they can also receive an additional $2 off their monthly premium—an extra perk that adds up over time.?

Valuable Added Services for Members

On top of great savings and flexibility, Humana’s Medicare Supplement plans come with additional value-added services designed to help members stay healthy and supported:

- Discounts on Dental and Vision: Members can access discounts on essential services that Original Medicare may not fully cover.

- Life Alert Monitoring: Safety and peace of mind are key, and life alert monitoring is a valuable benefit for those who need it.

- Prepackaged Meals: Following surgeries or hospital stays, prepackaged meals are sent directly to members’ homes, helping them recover and focus on healing.

Rewards and Recognition for Brokers

Humana recognizes your hard work during this busy season. We’ve introduced a 4th quarter broker incentive plan that rewards you not only for underwritten business but also for placements of Plan N. Your commitment to helping clients find the right coverage doesn’t go unnoticed, and we’re excited to support your success through this incentive.

We’re Here to Support You

We know AEP is a busy and challenging time, but the Medicare Supplement Business Team and the Humana MarketPoint Field Team are standing by, ready to assist with anything you may need. Whether it’s support with client questions, product details, or assistance navigating underwriting processes, we’ve got your back every step of the way.

Here’s to a successful AEP, and thank you for your continued partnership and dedication to serving your clients!