"Compensation isn't Everything"

Who sold you that line? The CEO or branch manager as they gave you the good old thumbs up from their new Mercedes? I beg you, stop drinking the Kool-Aid. OK, maybe compensation isn’t everything, but why else are you in this business.

• Technology: We have cool mobile applications. Top of Mind CRM, mobile applications, and fancy web sites too.
• Speed: We close loans as fast, if not faster than you. 24 hours turn times.
• Service: The Originator is the client. And we treat you like the customer that can do no wrong (because originators are perfect).
• Giant slides in the office: Nope, you got me there. We would prefer you to use the stairs and just pay you more money.

I don’t anticipate revolutionizing the industry. For the last ten years I have simply focused on paying people based on their true value, and not distracting them with shiny objects (and slides in the office). Geneva Financial, LLC is growing at 10-20% per month (in 2018) because we never stopped caring about you, the originator. Something this industry forgot about a long time ago. I am an originator, and always have been; and I will not forget. – Aaron VanTrojen, CEO of Geneva Financial, LLC.

AVERAGE COMPENSATION:

250 BPS+

(BRANCHES 275 BPS – 400 BPS / With Lower Rates)

There is no layered management (fat) between you and the CEO. You can do anything you aspire to do at Geneva Financial, LLC. Start today. I can transition branches and originators, without disrupting your current business or income, in less than 30 days.

• 250 BPS+ Average Loan Originator Compensation. (Branch Pricing up to 400 BPS)
• Vast Mortgage Products.
• Autonomy – Run your own business.
• Fast turn times.
• A culture of success.

NOW HIRING BRANCH MANAGERS AND LOAN ORIGINATORS IN 37 STATES & GROWING

AL, AR, AZ, CA, CO, DE, FL, GA, ID, IL, IA, IN, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA

Pending: Hawaii, Kansas

At Geneva Financial, LLC we are building the nation's best mortgage company and here's how:

·       Direct Mortgage Banker

·       Higher “compliant” compensation per closed loan (250 BPS average compensation)

·       Branch Manager Override on top of personal production

·       Branch P & L. (No bill backs for credit / AUS / LOS / Employer Taxes) – We do not nickel and dime our Branches. Note: This can increase your income hundreds of thousands of dollars per year

·       Production Support: LOA / Processing

·       Lead Options (Purchase and Refinance)

·       Low competitive rates and fees to your clients

·       No Agency Overlays / Limited Government Overlays 

·       Fast turn times (24 Hours In-House Approvals, Conditions, Docs, & Funding)

·       Ability to lock and order appraisal prior to approval

·       Ability to submit to underwriting without appraisal and title

·       CD issued at initial approval

·       Open Door Policy to Underwriting, Processing, and Owner

·       Disclosure Desk / Electronic Disclosures

·       In-House Capital Markets

·       Encompass / Optimal Blue / Top of Mind

·        Work from an office or remote

A DEEPER LOOK AT GENEVA FINANCIAL, LLC: 

PAY STRUCTURE

Loan Originators & Branch Managers

• 200 BPS – 400 BPS Compensation Plans (based on Metropolitan Statistical Area) – Average is 250 BPS.
• Basis Point Override on Production Volume (Branch Managers).
• Bank Pricing Adjustments Allowed (Branch Managers).
• P & L and Branch Accounting (Branch Managers).
• Health Insurance and 401K offered to all employees.

LOAN PROGRAMS

Conventional

• No Overlays
• Home Ready
• HARP (DU & LP)
• Non Owner: 10 Properties
• Manufactured Homes

Government

• Limited Overlays
• No Credit Score (FHA)
• Up to 56.9% DTI
• 203K
• Manufactured Homes 

Niche

• Construction Loans
• Down Payment Assistance (DPA)
• Non QM Products
• Foreign Nationals
• Jumbo Doctor Loan Program
• Fresh Start Program
• Bank Statement Loans
• Reverse Mortgages
• Hard Money 

Commercial Division

• Aggressive and Competitive Commercial Financing Available

We are building the best mortgage company in the nation, but we strive to be even better. We are now hiring PROFESSIONAL Loan Originators and Branch Managers.

We pay compensation nearly twice the national average and let you run your business how you want to. Geneva Financial, LLC pays more to the loan originator, pays faster, has more loan options, and lower rates than our competition. If you are still working for our competition, you are being paid less, with fewer options, and overcharging your clients.

Geneva Financial, LLC is unlike our big banking platform competitors; nor do we wish to ever become them. Our clients are our employees, and we are accommodating almost to a fault. We are growing the Company with our employees; not on top of them. Not a fan of the corporate culture. When is the last time you spoke with the owner of your company? When is the last time anyone listened to your concerns or input. You can call me anytime. We have an open door policy at Geneva Financial, LLC. Together we can grow this Company as a community, or as a family; and forever avoid that corporate culture that brought many to Geneva Financial, LLC in the first place. I look forward to doing this together, as a team.

We do everything we can to help you become more successful with your business. We provide the platform, the compliance, and all the tools necessary to be competitive and successful. We let you run your origination business how you want to run it. If you are dynamic, driven, and have integrity, we may be a great fit. Stop giving your money away!

Call me directly today! 

Scott Crutcher

National Sales Manager

NMLS 513080

C) 512-284-4602

E) [email protected]

Geneva Financial, LLC.

1018 E Guadalupe Road,

Tempe, AZ 85283

Geneva NMLS #42056