The Community Bulletin #4
Photo Credits: Timon Stalder

The Community Bulletin #4

See you all in Zug on Thur. 4 May ??

The Community is getting together to discuss Stablecoins! Join us!

In this weekly format I am providing examples of what our members have shared over the past week or are planning to do to help others learn new skills and deepen their bonds with other community members.

Here is what you can do:


Browse the Education corner

Here are three interesting posts from my colleague?Silvan Andermatt , SFTA Head of Emerging Technologies and?Bruno Schneider - Le Saout , member of the SFTA LinkedIn group.

1. Fintech?and the Future of Finance: Market and Policy Implications byWorld Bank Group

#Fintech and the Future of Finance - Market and Policy Implications by World Bank Group

Fintech is changing the financial sector and improving access to financial services for households and businesses, promoting economic development.

The World Bank Group and the International Monetary Fund launched the Bali Fintech Agenda, consisting of 12 policy elements to help member countries benefit from financial technology while managing risks.

However, many still lack access to essential financial services.

Fintech is making an impact globally, including mobile money, bank apps, neobanks, and cryptocurrencies.

Policymakers should manage risks while fostering beneficial innovation and competition, broaden monitoring horizons, reassess regulatory perimeters, review regulatory frameworks, and be mindful of evolving policy.

2. Data portability in open banking: privacy and other cross cutting issues by OECD - OCDE

Data portability in open banking – privacy and other cross cutting issues by OECD - OCDE

The OECD discusses the benefits and risks of open banking, which uses data portability to provide users with better access to financial services and information.

While it promotes financial inclusion, it also raises concerns about privacy and data breaches.

Governments have implemented legal and technical frameworks to facilitate open banking, but greater coordination is needed.

To ensure robust data protection and privacy regimes, regulators and policymakers should explore new models of regulatory cooperation, and cross-sectoral cooperation could further advance open banking.

3. UK government's consultation on modifying the tax treatment of decentralized finance (DeFi)

UK government's consultation on modifying the tax treatment of decentralized finance (DeFi) involving the lending and staking of cryptoassets.

The UK government is seeking to modify the tax treatment of decentralized finance (DeFi) transactions involving cryptoassets lending and staking.

The consultation aims to create a tax regime that aligns the taxation of DeFi transactions with their underlying economic substance and reduces administrative burdens on users.

Proposed changes would no longer treat the use of cryptoassets in DeFi as a tax disposal, with disposals only occurring when cryptoassets are economically disposed of in non-DeFi transactions.

DeFi is a growing segment of the crypto market that provides financial services without traditional intermediaries but creates complex tax situations.


Take a new Challenge

The Book Club discussed "The Psychology of Money"

?? What we liked about the book

- Easy to read and understand, with good stories as examples.

- Interesting and useful insights for people outside of the financial industry.

- Helped me to relax from the money saving / investment race.

#TheBC - the Psychology of Money

- Everything is relative - something great for me can be perceived differently by someone else.

- It did not bring my knowledge to a deeper level, but it was a useful reminder, a wake-up call, to start thinking about my choices.


Future books we are eager to read

  1. Principles for Dealing with the Changing World Order: Why Nations Succeed and Fail?by legendary investor Ray Dalio
  2. How the World Really Works: The Science Behind How We Got Here and Where We're Going by Vaclav Smil
  3. The Bond King: How One Man Made a Market, Built an Empire, and Lost It All?by Mary Childs

If you have already read or are interested in reading one of these books, please reach out to me to discuss how we could make it our next pick.


Join one of our live Experiences

1. SFTA meet-up in Zug on Thu. 4 May from 6pm

The SFTA Zug Chapter is organizing an event on the topic of?stablecoins.

The event will bring?SMEs, entrepreneurs and investors together and offer an opportunity of knowledge transfer and networking.

The following speakers will present:?

Register here?????


2. SFTA after-work in Lausanne on Wed. 10 May from 6:30pm

The SFTA Lausanne Chapter is organizing an event to network, learn and debate

Participants will exchange on the theme of Fintech, innovation and digitalisation.

This is an opportunity to extend your network in a friendly atmosphere

Register here?????


3. SFTA event in Zurich on Tue. 16 May from 6:00pm

SFTA FinTech in Longevity Chapter is organising a panel discussion with prominent experts in the field of longevity and innovation. The use of technology, such as FinTech, is one such area that has the potential to greatly impact the field of longevity.

The expert panel will provide insights into the latest advancements and cutting-edge innovations in this field, and how these advancements are changing the landscape of longevity research and development.

Register here?????


Engage in a Collaboration with others

My colleague?Therese Faessler , SFTA Head of Financial Literacy is looking for educational applications that support the four core components of Financial Literacy:

  • money
  • loan/debt
  • capital creation and retirement provisions
  • risk management

If you have an example of an application that people can use when sitting on a bus or relaxing somewhere, please get in touch with her ????


About The Community Bulletin

The Community Bulletin is a weekly publication where I share regular updates from my external activities with the Swiss Finance + Technology Association and discuss my experience at helping building a thriving community.

You can consult the previous editions?here .

I encourage anyone who has any suggestion or feedback to get in touch ????

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