Coinbase is cutting a fifth of its workforce

Coinbase is cutting a fifth of its workforce

Terrific Thursday, FinTech Fanatic!

2023 has been the year of layoffs so far, as yet another company in the FinTech scene announces a major round of job cuts.

Following Genesis and Railsr earlier this week, this time it is crypto exchange Coinbase that plans to cut 950 jobs , according to a blog post published Tuesday morning.

This is Coinbase ’s second major round of layoffs in a short period of time, after it already lowered staff by over 18% in June last year.

Coinbase CEO Brian Armstrong pointed to recent pressure on the crypto sector thanks to “unscrupulous actors in the industry,” referring to bankrupt exchange FTX and its founder, Sam Bankman-Fried .?

“The FTX collapse and the resulting contagion have created a black eye for the industry,” he said, adding there are likely more “shoes to drop.”

That brings me automatically to Binance , as the world’s largest cryptocurrency exchange is struggling to hold onto assets .

Investors have been pulling their crypto in recent weeks, and despite assurance from CEO Changpeng Zhao that the situation had stabilized, outflows are accelerating.

According to data from crypto data firm Defillama , customers withdrew a net $360 million last Friday.

Cryptocurrency markets have been rocked in recent months following the collapse of FTX, and this definitely will not be the latest sign of pain in the cryptocurrency industry.

To end on a positive note: during the “holiday season,” a total amount of €64.3m was raised across 8 European FinTech deals.

You’ll find more about the fundraising activity in this overview article by BlackFin Tech .

Have a nice day and please find the other FinTech news listed below??

BREAKING NEWS

Malaysia becomes the first country in Asia-Pacific to implement Mastercard Bill Pay , a new bill management tool that combines electronic bill presentation and payment in one place. Link here ?

NEWS HIGHLIGHT

Delving into Checkout.com ’s latest financial filing. The company says it’s profitable, but that doesn’t seem to be the case at its UK entity. Amy O'Brien from Sifted analyzes the company’s latest financial update here

#FINTECHREPORT

Check out McKinsey ’s Global Banking Annual Review, which offers the best of their research and insights into the global banking industry. Link here

INSIGHTS

If you're building a FinTech idea and you need funding today, Techcrunch ’s extensive article: How can FinTech startups outlast the VC winter?, will guide you to get your product into customers’ hands quickly. Read more

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FINTECH NEWS

Divilo selects ThetaRay to monitor criminal payments. Through the agreement, ThetaRay will provide Divilo its SONAR solution, a SaaS-based AML transaction monitoring and sanctions list screening platform for domestic and cross-border payments. Link here

Indonesian payments unicorn Xendit announced that it has officially made its entry into the Malaysian market to offer its payment solution for businesses and simplify payment processes in all forms. Link here

SentBe brings cross-border money transfer service to the U.S. This will allow customers, including migrant workers in the U.S., to send U.S. dollars to more than 50 countries with greater ease and at a lower rate than existing remittance options. Link here

The UK Government approves Soldo for use by local authorities. The addition to the list of approved payment solutions means that public sector entities, like local authorities, can now choose Soldo as a prepaid card supplier. Link here

BLOCKCHAIN

Revelator taps Stripe for NFT payment infrastructure to let fans use a credit card to purchase digital collectibles directly from artists. This new offering will build one of the first substantial bridges between music’s web2 present and its web3 future. Link here ??

Nebeus crypto app issues debit card backed by VISA , and available all around European markets. This move puts Nebeus into the spotlight, as its already powerful cryptocurrency platform starts to gain space among other crypto banks. Link here

PARTNERSHIPS

Enfuce partners with Orka Ventures to launch new card product across the Nordics, which will allow Orka Ventures to better understand its customers and to offer tailored loans to suit their needs and habits. Link here

Fintech Farm members Finshark and Vilja partner up to enable Vilja’s expansion with Finshark’s open banking technology; and allow them to offer the best digital process for account validation on the market – instant, safe, and reliable. Link here ?

BR-DGE partners with Visa to offer businesses and consumers more choice in how they manage their money. The partnership represents an exciting development in the payments sector as consumers seek greater flexibility, transparency, and control. Link here

M&As

Fidelity makes first acquisition in 7 years, snapping up Shoobx . The startup will be folded into Fidelity’s Stock Plan Services business, which provides equity compensation plan recordkeeping and administration services to nearly 700 companies. Link here

StoneBridge Acquisition Corporation announced the signing of a binding business combination agreement with DigiAsia Bios Pte Ltd . The Transaction values the combined company at a pre-money equity valuation of $500 million and is expected to close in 2Q 2023. Link here

#DONEDEAL

Trade financing platform 40Seas raises $111 million in debt and equity to deliver a much more efficient and cost-effective financing framework for SMEs involved in global commerce. Link here

MOVERS AND SHAKERS

Tide appoints Vinay Ramani as first CPO. As part of Tide’s executive leadership team, he will drive the company’s vision for its global product strategy and broaden its SME-focused offering in the UK and India. Link here

Freetrade appoints John Baines to its board of directors. “We are pleased to welcome John to our Board as a non-executive director. John’s significant experience in financial services will be an asset as Freetrade enters its next stage of growth,” said Freetrade’s CEO. Link here

Shieldpay appoints Isabel Pitt as Product Director. Isabel will lead the Product team under the recently appointed CTPO Andrew Hawkins and will further develop the company’s product offerings in line with its next stage of innovation and growth. Link here

PayQuicker hires Nazuk Jain as Head of Product. In this role, Jain will continue to build out PayQuicker’s product team, and lead new initiatives in PayQuicker’s growing toolkit of payouts-as-a-service products. Link here

Stax Payments names new leadership team. The company announced the appointment of John Kristel as interim Chief Executive Officer. Find the additional members who have been appointed to the executive team here

Viktoria Ruubel joins Veriff as Managing Director of Digital Identity. Ruubel will be responsible for leading the business strategy and expansion of Veriff's core product towards a reusable digital identity platform. Link here

This ends Your Daily FinTech News. Let me know if there are any questions or comments. Until the next!

Regards,

Marcel van Oost

Connecting the dots in FinTech

?? Join our Slack Community!





Marcel van Oost

Connecting the dots in FinTech...

1 周

?? ???????? ????: Coinbase is acquiring the team behind Utopia, a stablecoin and payments startup that pivoted away from its?core product last year, the company tells Axios exclusively: https://www.dhirubhai.net/posts/marcelvanoost_%F0%9D%99%85%F0%9D%99%90%F0%9D%99%8E%F0%9D%99%8F-%F0%9D%99%84%F0%9D%99%89-coinbase-is-acquiring-the-activity-7262507227788324866-7_wm?utm_source=share&utm_medium=member_desktop

回复
Linus Logren

Marketing Specialist @ Finshark |?Turn open banking into business successes.

1 年

Very nice summaries, happy to see Finsharks news in that mix. Looking forward to taking part in your community on Slack. ??

We're glad you highlighted our partnership with Vilja Solutions. It's an exciting collab! Thanks, Marcel van Oost

Thanks for including us Marcel van Oost!! ??

Thanks for including our exciting news Marcel van Oost ??

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