Circle Possible IPO, Thoma Bravo to Acquire Darktrace, Music Producers vs Spotify, Latam Start-up Market Update
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Circle Possible IPO, Thoma Bravo to Acquire Darktrace, Music Producers vs Spotify, Latam Start-up Market Update

Edition 15 | May 23, 2024

Welcome to the latest edition of our CIO Sprint Review newsletter! This issue is packed with the most pertinent insights from the worlds of technology, finance, and music.

Discover how AI is transforming banking with the top 10 trends for 2024, and learn about the latest in cybersecurity, including Thoma Bravo's $5.3 billion acquisition of Darktrace. In the banking sector, explore the new features in digital banking and the powerful use cases of open banking.

Music industry highlights include the innovative use of AI tools by professional musicians and the ongoing legal battle between music publishers and Spotify. Additionally, delve into effective go-to-market strategies, new real estate reporting requirements, and access a plethora of free resources for information security and risk management.

?Stay ahead with these insights and more in this comprehensive edition!


ARTIFICIAL INTELLIGENCE

?? Banking on AI: Top 10 Trends for 2024 ?? via Theodora Lau

Source: Accenture Research based on US BLS and O*Net

?? The digital revolution of the last 25 years is just the beginning. The Age of AI is here, set to transform banking even further. Key trends include:

  • Generative AI boosting productivity and revenue.
  • Personalized customer interactions using advanced analytics.
  • A culture shift towards continuous learning and innovation.
  • Enhanced risk management and compliance strategies.
  • Optimized pricing through AI-driven insights.
  • A cloud-first approach for seamless operations.
  • Collaborative regulation to address core risks.
  • An engineering mindset for product innovation.
  • Modernizing core systems with AI.
  • Beyond Six Sigma: a new era of operational efficiency.

AI isn't just a tool—it's reshaping the very fabric of banking. Stay ahead with these insights! ???? #Banking #AI #DigitalTransformation #Fintech #Innovation #TechTrends2024 #BankingAI


CYBERSECURITY

?? CISOs are focusing on the wrong areas! by Andy Ellis

Prioritize effectively with the Risk Nine-Box framework:

1?? Low Damage/High Likelihood = Hygiene ??

2?? High Damage/High Likelihood = Incidents ??

3?? Low Damage/Low Likelihood = Litter ??

4?? High Damage/Low Likelihood = Security Programs ??

#CyberSecurity #CISO #RiskManagement #DevOps #ITSecurity #Infosec #SecurityStrategy #CISOTips #ITRisk #TechLeadership

?

?? Thoma Bravo to acquire Darktrace for $5.3B! ??

Private equity firm Thoma Bravo has agreed to buy British cybersecurity firm Darktrace. The $5.3B deal marks a 20% premium on shares and highlights the ongoing interest in cybersecurity.

Why it matters: Darktrace, often criticized for its ties to Mike Lynch, sees a major shift. The move is a significant blow to the London Stock Exchange .

#Cybersecurity #MergersAndAcquisitions #Finance #ThomaBravo #Darktrace #TechNews #StockMarket #PrivateEquity

?

State of AI Cyber Security 2024 via Dan Williams

Image by Darktrace

?? Must Read: The "State of AI Cyber Security 2024" report is out! This essential doc explores AI's role in tackling cyber threats. ???

?? Key Highlights:

·??????? AI is reshaping the threat landscape with speed & scale. ??

·??????? AI enhances prevention, detection, response & recovery. ??

·??????? 96% believe AI-driven solutions are vital for countering threats. ??

·??????? Integrating AI for anomaly detection & predictive analytics is key. ??

Stay ahead of the game with AI in cybersecurity. Download the full report now! ?? #AICyberSecurity #Innovation #CyberDefense #AI #CyberSecurity #Technology #ThreatDetection


BANK TECHNOLOGY NEWS

Digital Banking Features Radar, version 4 via Nafis Alam

?? 80% of #digitalbanking features are standard! Learn to differentiate effectively:

1?? Allocate budgets smartly

2?? Understand customer needs

3?? Gauge competition

4?? Embed brand in features

#Banking #FinTech #Innovation #UX #DigitalTransformation #DataAnalytics #CustomerExperience #RegTech #Personalization #Investment ?? Key insights from Hexaware Technologies! ??

?

20 Open Banking Use Cases via Arjun Vir Singh

?? Open Banking Revolution! ???? Discover 20 powerful use cases transforming industries through open banking. From income verification to payment reconciliation, these innovations unlock new revenue streams and enhance financial services.

Thanks to Ronald Engel for sharing! ??? #OpenBanking #Fintech #FinancialInnovation #Banking #Finance #PaymentSolutions #DigitalTransformation #Innovation

?

?? How Online Payment Processing Works! ?? via Innovation In Payments

From selecting products to final fund transfers, online payments streamline transactions for customers and merchants. ????

Key Steps:

1?? Select product

2?? Choose payment method

3?? Send data to processor

4?? Bank authorization

5?? Fund transfer

Learn more about security, integration, and customization in payment processing. ?? #PaymentProcessing #Ecommerce #Fintech #DigitalPayments #Innovation #OnlineShopping

?

USDC stablecoin issuer Circle plans to redomicile to the US ahead of a possible IPO

?? Big move for Circle! The stablecoin issuer plans to redomicile from Ireland to the US ahead of a potential IPO. ??

?? Filed for IPO in January

?? USDC is the 2nd largest stablecoin

?? Investors include Fidelity & BlackRock

Is a public debut on the horizon? ??? #Crypto #Stablecoins #USDC #IPO #Circle #Fintech #Blockchain

?

Latam Startup Market April Overview via Norbert Gehrke

?? The State of the #Latam #Startup Market in April 2024 ?? Check out the latest insights from Itaú BBA and Sling Hub:

·??????? $660M funding (+50% YoY)

·??????? 88 funding rounds

·??????? Renewed interest in early-stage startups

·??????? QI Tech becomes a unicorn ??

Discover the trends shaping LatAm's tech landscape!? #TechNews #VentureCapital #Fintech #Innovation #Investment #LatAmTech #Startups #MarketTrends

?

Circle ’s USDC overtakes Tether’s USDT in stablecoin transactions — Visa

?? Breaking News! Circle’s USDC overtakes Tether’s USDT in stablecoin transactions! ??

?? USDC: 166.6M transactions in April 2024

?? USDT: 163.6M transactions

?? USDT still holds 68% of market share with $110B market cap

Visa’s new dashboard reveals exciting shifts in the stablecoin landscape! ??? #Crypto #Stablecoins #USDC #USDT #Blockchain #Fintech #Visa #Cryptocurrency

?

?? Guide to Core Banking Modernization ?? via Sam Boboev

Time to transform your core banking systems! Key reasons for an upgrade:

  • Digital-First Demand: Meet customer expectations with speed and innovation.
  • Outdated Systems: Move away from costly, legacy hardware.
  • Complex Needs: Shift to customized, agile solutions.
  • Integration: Seamlessly connect with fintechs and third parties.

Stay competitive and enhance customer engagement with modern, cloud-native solutions. #Banking #CoreBanking #Fintech #DigitalTransformation #Innovation #Finance #Modernization #CloudComputing


MUSIC INDUSTRY NEWS

?? Professional Musicians Are Using Suno via Ezra Sandzer-bell

Musicians are secretly using Suno for their tracks, but it's not perfect! ?????? Suno, a text-to-song generator, lacks granular controls for pros. Yet, many stealthy artists use it alongside tools like RipX & Logic Pro.

?? Check out this step-by-step guide & demo video! But beware of workflow challenges & ethical questions. ?? GenAI tools merging with DAWs soon? Signs are pointing to yes! ?? #AI #AIMusic #MusicProduction #MusicProducer #Suno #Audio #MIDI #GenerativeAudio

?

?? Music Publishers vs. Spotify! ????

NMPA threatens legal action, accusing Spotify of copyright infringement for using unlicensed lyrics, music videos, and podcasts. Will this escalate? Spotify fires back, calling it a "press stunt." Stay tuned!

#MusicIndustry #Spotify #Copyright #NMPA #MusicLaw #Streaming #MusicNews

?

?? Understanding Music Royalties: Recording vs. Composition!??

Music royalties are vital for creators, with two main copyrights: recording and composition. Each generates different types of royalties. Check out the image for a breakdown!

Source: Songtrust

?? USDC's 2019 payouts: $2.34B in performance royalties alone!? #MusicIndustry #Royalties #Songwriting #MusicPublishing #ASCAP #BMI #MusicBusiness #SEO #MusicCreators


PRODUCT and BUSINESS STRATEGY NEWS

Go-To-Market Motions for your GTM Strategy via Aakash Gupta

?? Mastering GTM Strategies! ??? Explore 7 Go-To-Market motions to boost your growth. From inbound marketing to product-led growth, these tools will take you from 0 to 1:

  • Inbound: LinkedIn, Google Search Console, AuthoredUp
  • Outbound: LinkedIn Sales Navigator, Apollo.io, lemlist
  • Paid Digital: Google Ads, Meta Ads, LinkedIn Ads
  • Community: Slack, Reddit, Discord
  • Partners: PartnerStack, AWS Startups, Miro
  • ABM: Attio, 6sense, Clay
  • PLG: Segment, Amplitude, Dovetail

Test 3-4, dominate 1-2, then layer on more. ??? #GTM #Marketing #GrowthHacking #Startup #BusinessGrowth #DigitalMarketing #ProductLedGrowth #CommunityBuilding #Sales #SEO #B2BMarketing

?

?? Exploring 6 Types of API Testing! ?? via Nikki Siapno


API testing ensures your applications are reliable, secure, and efficient. Here are the key types:

?? Validation Testing: Checks API meets all requirements.

?? Performance Testing: Evaluates speed and stability.

?? Security Testing: Identifies vulnerabilities.

?? Functional Testing: Ensures proper functionality.

?? Reliability Testing: Assesses consistency over time.

?? Integration Testing: Confirms smooth operation within the system.

Enhance your API testing knowledge today! ??? #API #APITesting #SoftwareTesting #TechTips #DevOps #Programming #SoftwareDevelopment #QA #Tech

?

Embracing Digital Product Passport as a regulatory requirement via Anthony Day

?? MUST READ: How can Blockchain and NFTs support product authenticity, reduced fraud, and better customer intimacy? ??

?? Shout to Deloitte and Aura Blockchain Consortium for their fascinating report on enabling a 'Digital Product Passport'!

?? The report covers:

What is a Digital Product Passport (DPP)?

  • Demands from luxury goods customers
  • Requirements from regulators
  • DPP impact on CRMs
  • Key implementation challenges
  • The Role of Blockchains in DPPs

?? Dive into the opportunities for product authenticity and customer engagement in consumer industries today! What do you see as the biggest challenge for digital product passports? ????? #Blockchain #Technology #Innovation #Management #LuxuryGoods #NFT #DigitalTransformation


GOVERNANCE, RISK AND COMPLIANCE NEWS

?? FinCEN Proposes New Residential Real Estate Reporting Requirements

Big news in real estate! ?? On Feb 7, 2024, FinCEN proposed new rules for non-financed residential real estate transfers. ?? The 2024 NPRM aims to combat money laundering by requiring detailed reports from professionals like attorneys and title agents. ??

Key points:

  • Info on beneficial owners must be reported
  • Affects all types of residential properties
  • Compliance deadline: April 16, 2024

???♂? Ethical concerns & reporting challenges ahead! #RealEstate #FinCEN #MoneyLaundering #Compliance #LegalUpdate #AML

?

?? Common Money Laundering Methods in 2024 ?? via Anna Stylianou

Criminals still prefer cash for its anonymity and trace-free nature. To launder money, they use various placement techniques:

?? Structuring/Smurfing

?? Cash-Intensive Businesses

?? Loan Repayments

?? Cash Smuggling

?? High-Value Item Purchases

?? Real Estate Deals

?? Casinos

?? Precious Metals and Stones

Which other methods do you think are used ?? #MoneyLaundering #AML #FinancialCrime #Compliance #Fintech #Banking #Security #FraudPrevention


RESOURCES AND TOOLS

?? Free GRC and Infosec Resources! ?? via Semih Tüfek?i

Dive into top resources for info security and risk management:

??? Info Security Fundamentals

?? ISO 27000:2018 Link

?? BSI 200-1 Link

?? NIST SP 800-31 Link

?? Cyber Security Basic Link

???? Control Frameworks

?? NIST SP 800-53 Link

?? PCI DSS 4.0 Link

?? CIS Critical Security Controls v8 Link

???? Risk Management

?? ISO 31000:2018 Link

?? NIST SP 800-30 Link

?? NIST Cybersecurity Framework Link

???? Audit

?? NIST SP 800-53A Link

?? ISACA IT Audit Framework Link

???? Business Continuity

?? ISO 22301:2019 Link

#InfoSec #GRC #RiskManagement #CyberSecurity #Audit #BusinessContinuity #FreeResources #ISO #NIST #PCI

?

Cyber Education Series via Praveen Singh

?? Cyber Education Alert! ?? 18 FREE Cybersecurity Courses from MIT! ????

  • Cryptography and Cryptanalysis
  • Advanced Topics in Cryptography
  • Cryptocurrency Engineering
  • Network and Computer Security
  • ...and many more! ???

Credit: Ron Sharon

#CISO #Cybersecurity #CloudSecurity #TechEducation #MIT #FreeCourses #Learning #InfoSec


Disclosure Statement:

The views and opinions expressed in this article are those of the author. Unless noted otherwise in this post, the current companies the author does business with or any other organization are not affiliated with, nor is it endorsed by, any of the companies mentioned. All trademarks and other intellectual property used or displayed are the ownership of their respective owners.

This article or newsletter is intended for informational and entertainment purposes only and does not constitute legal or financial advice. Consult your own counsel for advice relating to your individual circumstances.

Ishu Bansal

Optimizing logistics and transportation with a passion for excellence | Building Ecosystem for Logistics Industry | Analytics-driven Logistics

6 个月

What emerging technology trends do you think will have the biggest impact on the finance industry in the next 5 years? #fintech #technology.

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