Choosing a financial advisor

Work with a financial advisor to plan for your future

You’ve worked hard to save for your future and get to where you are today. But are you confident that you will be able to balance the needs of today with tomorrow’s goals and have enough money to live life on your terms?

It’s essential to find a financial advisor who understands that your life goes well beyond a spreadsheet. An advisor will work with you to help you realize your financial goals. Helping you to live as expected for both today and tomorrow.

How do you know financial advisor who's right for you?

It's all about helping you be confident. Be inspired. When you choose a financial advisor, you're beginning a lasting relationship.

Check out their websites to get to know their backgrounds, credentials and experience.

Set up some time to speak on the phone or meet in person.

If referred by friends or family, ask what they like about working with them.

Before deciding, here are a few key questions to ask advisors:

·        Do you work with people like me?

·        What financial services do you provide?

·        How do you charge for your services, and how much?

·        How much contact do you have with your clients?

·        How do you connect with your clients?

·        What makes your practice unique?

·        If it's important to you, ask about any hobbies, interests and associations

When you start working with an advisor, you'll have access to the wide range of products and services. Then, you'll be ready to track your progress via your ongoing advisor relationship.

What does a financial advisor do?

Key Points

·        By getting to know you, advisors can provide advice personalized to you and your goals.

·        An advisor works to understand what matters most to you, to help you adjust your investment strategy as life changes and priorities shift.

·        Personalized advice can help you stay on track with your financial goals over time and amidst a variety of market conditions.

What is it like to work with a financial advisor? Many people who work with an advisor feel better about their financial future

To help illustrate how a relationship with an advisor works and the benefits that may result from personalized advice, here are some answers to commonly asked questions about advisors and financial advice.

What if I only need advice in one specific area of my finances?

Financial advisors provide a spectrum of financial advice, ranging from simple strategies that focus on one aspect of your finances to taking a more comprehensive approach through more complex strategies.

Some people don’t have the time to manage their investments or they want to feel more confident about making financial decisions. Others like to do some research themselves but want to work with an advisor to gain more control over their investment strategy as conditions change.

Advisors will deliver personalised advice based on your unique goals, investment time horizon and risk tolerance.

What are the advantages of an ongoing relationship with a financial advisor?

In addition to understanding the analytical side of pursuing financial goals, financial advisors also consider how events in your personal life, the economy and the markets impact your overall strategy.

In delivering personalized advice, an advisor brings together three valuable elements:

Insight into your specific situation;

The ability to develop an investment strategy for today while factoring in measures to adjust to changing circumstances;

Knowledgeable advice and guidance to help you achieve your personal goals.

Can an advisor help me manage emotional reactions to unexpected or unforeseen circumstances?

A financial advisor can help you maintain a long-term perspective on market-driven or current events without losing sight of the bigger picture. Similarly, personal events that can impact your ability to stay on track with financial goals, like disability, job loss, or health issues, can prompt emotional reactions and decisions that could derail your progress. An advisor can help streamline and prioritise decision-making during turbulent times so that you can stay the course financially.

Within the Practice we have specific market and economic experts support advisors and clients with an objective view of market events, enabling our advisors to work with their clients in reviewing their investment portfolios regularly and while tracking progress toward goals, help them make real-time adjustments as needed. 

How can advisors help me if I’ve fallen behind in reaching my financial goals?

Clients feel more confident, connected and in control of their financial future. Through personalized advice this helps you stay on track with your goals, you and your advisor can devise a strategy that can help you “catch up” to where you want to be, and when you want to get there.

Financial advisors take the time to understand what’s truly important to you so they can help you achieve your financial goals, today and tomorrow. By offering professional international financial advice, your advisor can help you feel more confident about your financial future. Let’s start today arranging a free consultation to learn how we can help you meet your financial goals.