Chime - New Electronic Banking
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Chime - New Electronic Banking


Chime Credit Builder - Visa Card

Have you noticed Chime? ..a Fintech company on the forefront of change to banking processes? … similar space as PayPal? – however, with more banking/transaction functions?

 Account Types

Spending Account.

…like a checking account. No overdraft fees. No monthly fees or minimums. No foreign transaction fees.

 How to deposit money into your Chime account?

  1. Direct Deposit: (see above)
  2. Transfers: Using your routing number and account number, you can transfer funds from another bank into your Chime Spending Account.
  3. Deposit Cash: Deposit via Green Dot.

… up to $1,000 in cash every 24 hours or $10,000 per month.

  1. Mobile Check Deposit: If enrolled in direct deposit of $200 or more a month, you can deposit a check via the mobile app. Once you meet the direct deposit requirement, mobile check depositing will be automatically added in your Chime app in 30 days.

How to spend and withdraw money from Chime account

 1.    Visa Debit Card – anywhere Visa is accepted, including online.

2.   ATM

3.   Bill Pay -- …setup direct pay using routing and account number.

4.   Chime Checkbook: electronic check to recipient.

 ….and more functions and services.

 Opening accounts are free, without any deposits necessary. After an account is opened, depending on certain actions, Chime will add $100 to your account.

 Look at it here.

 

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