Changes in Circumstances
https://cc-lifestyle-ltd.tumblr.com/post/105175076331/changes-in-circumstances
If there is any change in your circumstances you should tell your insurer immediately or as soon as you can.
You should check your policy to see what changes you have to report.
If you deliberately don’t tell your insurer or make a careless mistake
If you deliberately withhold information or make a careless mistake when telling your insurer about a change to your policy, the insurer can refuse your claim, treat the contract as if it were on different terms or charge a higher premium.