A centralized blockchain?

A centralized blockchain?

Alex Jimenez Alex Jimenez

Alex Jimenez

Consultant, Strategist, Influencer. Focus on Digital Transformation, Innovation, Digital Banking, Fintech, Strategy, and Customer Experience. ?????????????????????

发布日期: 2016年1月26日
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The topic of blockchain drew the most discussion in Fintech for 2015, not THE bitcoin blockchain but just the general concept of a shared distributed public ledger. Financial institutions (FIs) have varied views about what blockchain technology can mean to them. For some FIs, blockchain has warranted serious exploration and investment. According to the Aite Group, financial institutions spent an estimated $75 million on the technology in 2015.

For many FIs, however, blockchain’s definition and function remains elusive. Recently, I had a discussion with a bank executive who wanted to know how they could use blockchain technology to develop a centralized, private, and encrypted ledger. He understood the blockchain as a new technology that his bank could mold and, in essence, use to enhance the current banking models. Blockchain defies centralization, but may be private and encrypted in some fashion.

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