Celebrating 4 Years of Success with Onepay!

Dear valued users, partners, and employees,

With immense delight and profound gratitude, we are thrilled to announce the 4th anniversary of Onepay, a leading digital e-wallet and lifestyle super-app in Myanmar. Your unwavering support and trust have played an integral role in achieving this remarkable milestone.

Throughout our journey, we have remained dedicated to innovation, empowerment, and crafting extraordinary experiences for our users. The past year, in particular, stands out as we embarked on a journey of innovation and growth.

For our esteemed business users, we have introduced revolutionary solutions such as the All-In-One POS, B2C QR acceptance feature, and enticing "Join promo" offers. These initiatives have empowered our merchants to embrace technological advancements, expand their business horizons, and adopt digitisation.

Compared to the previous year, our accomplishments have been nothing short of astonishing:

1. We have built a network of over 52,000 Agents and Merchants through our esteemed partners.
2. Witnessed a remarkable 65% increase in Onepay business partners adopting digital payment methods.
3. Experienced an incredible 191% surge in Onepay Scan & Pay transactions, resulting in a substantial 90% increase in Total Payment Volume (TPV).
4. Celebrated a phenomenal 301% rise in transactions from Onepay Business users, leading to an impressive 77% increase in TPV.

For our valued retail users, we remain steadfast in introducing cutting-edge products that redefine convenience and enhance everyday experiences:

1. Through strategic partnerships, we've enabled Mobile Top up, payments, and money transfers directly within the Viber app via the Chat Extension and Chat Bot.
2. The introduction of Onegold, an innovative platform for investing and trading gold, has proven to be a game-changer in Myanmar.

Our range of offerings continues to expand, encompassing features like myCashback for online shopping rewards, an extended array of merchants under OneShop and OneTravel, and the convenience of cash-in services – all provided free of charge for our users. Furthermore, our users can enjoy discounts at over 5,000 premier restaurants through the ONDC network, resulting in substantial savings during their dining experiences.

At Onepay, our commitment extends beyond business. We proudly launched the 'Mocha Ahlu Twal Loh Ku' fundraising campaign in collaboration with We Love Rakhine and Shwe Yaung Thamine. Together, we doubled the impact of your generous contributions, aiding the recovery efforts after Cyclone Mocha's devastation.

1. Celebrated a phenomenal 94% increase in OneBills > Ahlu transactions.
2. Experienced an incredible 63% surge in OneTravel transactions.
3. Witnessed a remarkable 9% rise in P2P transfer transactions.

Overall, Onepay's transactions increased by 12% compared to the previous year.

As we celebrate this milestone, we'd like to highlight the top 4 reasons why the Onepay family continues to thrive:

1. Nurturing future leaders.
2. Recognising and rewarding excellence.
3. Embracing a dynamic and engaging work environment.
4. Promoting a healthy work-life balance.

To our users, your unwavering support fuels our dedication to excellence. To our esteemed business partners, your collaboration propels us forward. We are humbled and proud to have embarked on this journey together, eagerly anticipating the future as we persist in developing innovative Onepay products and services.

Thank you for entrusting us, being loyal, and integrating Onepay into your daily lives. Let's continue to create, innovate, and thrive together.

With heartfelt gratitude,

Sagar Bhagaddia

Deputy CEO, Onepay