#CASH FOR YOUR #LIFE #INSURANCE

Most people buy Life Insurance to protect their young family in the event of an untimely death. 

Some wealthier individuals may have bought their plan as a 2nd to die policy to pay Federal Estate Taxes. But No one bought their Life Insurance Plan to sell it as an investment or to supplement their retirement income..

So let us take a look at what you have for Life Insurance and if you still need it or want a CASH settlement NOW for it instead of continuing paying huge premiums.

If you are 75 or older or younger with health issues let us review your Life Plan to see what the future real cost of the plan is to you and what CASH we can obtain for you now when you are still alive..

So if you have a 2nd to die plan you may not even need it under the new estate tax unified limit of $22,000,000 for a married couple...

Let's evaluate and determine what's best for you..

As Always All My Best and Happy Holidays..

Saul L. Appel CLU ChFC