Is it the car or the person must have insurance?

Is it the car or the person must have insurance?

I was layed off my job and could not pay my auto insurance i did not drive however my girlfriend whom we live together has insurance that covers her on any vehical she drives the car. on thanksgiving 2 wks after my ins expired my girl was visiting family the car was parked and un occupied a lady backed into it she said her deductable was 1000 so get a est and she will pay we made police report the est was 1500 she said she cant afford and contacted her ins. they called me and are acting as if because i was not insured they dont have to pay for repair and the are not retuning my calls she admited to the police she did it

ANSWER: I would recommend that you try this website where one can compare rates from different companies: PROTECTIONQUOTES.NET

RELATED FAQS:

Car insurance!! help?

I'm 17 years old and live in the UK. I want to buy a chevrolet camaro 2010 v6 when I am 19 but I'm worried how much insurance I have to pay. My friend told me it's going to be more than the car, and the car cost around 30,000. Can anyone tell me which group the car belongs to and how much insurance I would need to pay? I want this to be my first car but I want another car to gain experience. Please give me a good car that would look nice for a 18 year old. I am quite tall and I don't really like small cars because it feels uncomfortable for me? please suggest a good car that would suit a tall guy. thank you"

How much do you pay for auto insurance?

I just spent a few hours getting an auto insurance quote from a number of companies. I got a real good rate ($573 for a whole year) for our 2004 car and all the extras. I think this is a pretty good rate but wonder if others are paying more or less. How much are you paying?

"How much would cost a BMW325 coupe car insurance in london? car is worth 15.000, 3 years old, held in garage."

How much would cost a BMW325 coupe car insurance in london? car is worth 15.000, 3 years old, held in garage."

Whoever is on insurance card for car insurance is covered right?

The car insurance company is suppost to print new policy paper if someone has been taken off the policy right?

Can someone help me figure out how to get car insurance?? Very confused :(?

This is my first time ever getting a car loan, making payments & getting insurance by myself & so far it's been frustrating & confusing!! If anyone could help steer me in the right direction it'd be much appreciated! --I'm originally from Arkansas. I moved to North Dakota with my man, got a job & started vehicle hunting. One of my friends up here, also from AR, had a truck close to getting on the repo list because he couldn't make payments anymore. This truck is registered in AR. So, I got a loan & bought his truck from him. I got this loan Oct 4th, a month ago. All I'm trying to do is register this truck, pay sales tax & get insurance. I understand I'm not ever getting the title but my bank will & when I explained that the title hadn't been sent to my bank yet, the dmv lady said I couldn't even get temporary tags?? Can I get insurance with the truck not being registered yet?? If it's not officially mine bc the title hasn't been sent to my bank. ???"

Could any Teens with sports cars tell me how much there insurance in under there parents name?

Can u tell me the Cost of your insurance and the car u have to help me get an idea of how much a Teen boys sports car would cost when it comes to insurance? Oh and does anyone know if the 177hp solstice would have lower insurance then the 350Z?

What is long term care insurance?

Please help me with this one. My parents are in badly need of assistance. I found this reliable website https://www.infolongtermcare.org/what-is-long-term-care. However, I need more help as much as possible."

"If I send a demand letter to an insurance company, do I have to ask for a specific amount?"

Or can I leave it open-ended? I was in an accident in June '09. The other driver was found to be 100% at fault. I received a settlement offer from the at fault driver's insurance company that was ridiculously LOW. I replied with a letter stating that I would not accept their low offer and explained why. I'm wondering now, though, if I should have specified an amount that I expect to receive. I simply told them to get back to me with a real and significantly higher offer or I would be seeking legal representation. Did I make a mistake?"

Motorcycle insurance for a 16 year old male?

I'm 16 and live in Texas. I will be getting a gsxr 750. Can I get on my moms car insurance plan with the motorcycle? How much will my insurance be?

Car insurance rates for honda civic lx?

hello, trying to get my own car, and i found a 2002 honda civic down the street from me for 4,000, im 17 (male) in CA and have been driving for over a year now, i have one speeding ticket and was unable to go to traffic school to erase my point(s) unfortunately can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great!"

Is the issue access to good health insurance or is it access to good healthcare?

Ok first order of business I know how the whole health care issue is being made into this big complicated monstrosity. I would llike to get people's input on this and maybe some insight into better understanding a way ahead. First let me say that my question is not based on politics I'm not representing democrats or republicans as a matter of fact politics and money is what is frustrating me with this entire health care issue. I hear about all of this debating and I want to ask what is the real issue that everyone cares about correct me if I am wrong but I think it is access to dependable and reputable healthcare. The next issue I have, Is it wise to put health care interests in the hands of for profit enterprise. Now this is not an attack on health insurance companies but it is a question to the average person. I have read countless stories of people who thought they had good insurance for years all of the sudden they get sick the insurance pays the lowest possible cost and then cancels their coverage. Or here is another example, former health insurance employees tell of how draconian the companies are that they have worked for when it comes paying for coverage they would rather cancel people's policy. I am forced to wonder how long will it be before doctor's and nurses will be required to have an M.B.A. as a prerequisite for practicing medicine. I am all for free enterprise but something just does not sound right when you have an entire industry based on the soaring cost of healthcare and people's inability to pay for it. Seems that you are at the mercy of your insurance company at the time that you need them most. It seems that access to healthcare has been debated and put on the back burner for over 50 years combined with the fact that the people making the decisions regarding healthcare access rarely have to concern themselves with access to healthcare for themselves or their families, I'm just wondering how much longer is this cycle going to continue before something tangible gets done. I'm not saying healthcare should be totally free. I'm not saying that healthcare costs should destroy the middle class either. I definitely think that a for profit company priorities are to make a profit and answer to stockholders where does the patient come in on this equation. Does anybody out there have any viable solution or are we doomed to keep repeating the same mistake over and over again where the bottomline seems to be when all is said and done when it comes to healthcare access you have to fend for yourself."

How can I keep my car insurance policy if I sell my car?

Is there a way that I can keep my car insurance policy active for a low monthly payment if I sell my car and plan to buy another one next year? I don't want to cancel my policy due to all the goodies I get, so cancelling will make me a new customer when I try to get insurance again. Has anyone experienced this situation before? Thanks."

What's the cheapest car insurance in NY?

I'm 20 (female) with an 1991 Honda and a couple minor infractions, and I'm really looking to get a cheaper insurance plan. What would you recommend? Thanks!!"

How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals?

How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals?

"Confused about totaled car, insurance, and bank loan!! Help!!?"

Bought a 1999 VW Jetta months ago, have a bank loan was in accident and it was totaled. Appraisal people came, decided to keep the car and just got check for $6000 bucks needs sign from me and bank. I'm still covered for insurance, if I go get it fixed, will I just pay the deductible or will it totally be out of pocket? They are also asking for the title, but I don't own the car so would the bank have it? I'm so confused!!"

I can't afford my car insurance...?

I need transportation so I can work. But why should I have to choose between car insurance or food and medicine? Shouldn't the Government come up with a single payer plan for automotive insurance too! Its not fair that I have to pay for this out of my own pocket.

Will a car insurance company cover a collsion if I have a salvage title?

I purchased a vehicle which came with a clean title from an owner.I called my car ins.company and added insurance to the car then went to register it.DMV says this vehicle was in an accident and would have to be a salvaged title. My question is if my ins.company has it down as a clean title and I get into an accident,will they then find out its a salvage title? If not then how will they find out if at all? Im afraid if I tell them its salvaged now they won't insure the car then I'd be stuck with it."

Would this work? (Named driver question)?

My good friend has her car and she is insured on that. She takes out another insurance policy for which I can be named driver on, but I drive the car always. We live at separate addresses. If I crash, she will only lose her ncb on the 2nd policy right? Which I will pay for just as a way to get insurance cheap. Also what if I dont crash, does she get 2 years worth of ncb in one year for having 2 policies?"

How much will my insurance increase after two at fault accidents?

I was in an accident at the beginning of the year and six months later I was involved in the same kind of accident. I was at fault for both accident. I was wondering how much would my insurance would increase. Thanks!

What is the cheapest and best car insurance company?

I live in pueblo CO

Can i get cheep insurance after being convicted of a 23140 in the California vehicle code?

I got pulled over more then a year ago and had a few beers with my best friend before he left for the armed services. I have the worlds brightest car and this probably wasn't the best idea. This happened 2 months before my 21st bday. My term to not have a licence is almost up and I am scared what my insurance is gonna look like. Does anyone know a way i can get cheep insurance or clear my driving record? Its only a infraction but will seriously mess up my life for the next 10 years. Any advice about programs insurance company s might have to lower costs so i can afford it when this period is up?

Am I allowed to do this with my car insurance?

I am 22 and am on my father's insurance policy. My rates started out as only 30 dollars and increased to 50 bucks. They said that the reason my rates increased was bc I was added as a driver of the vehicle. I was wondering, if I were to get my father to take my name off as a driver and just list him would my rates go back down. Also what would happen if i got into a car wreck and my name was not listed on the insurance. I am just trying to keep my insurance down as I am in college and cannot afford it if it keeps increasing. Thanks"

I was wondering how much insurance would cost for a 05 mustang gt im 14 and have my permit cause i live in SD?

i would like to know how much per month (Preferably State Farm) insurance rates would cost for a first time car buyer for a young teenager getting a sports car my mom is alright with the price of the car alone and monthly lease but wants to know the monthly insurance fee.

How do I purchase life insurance?

I'd like to purchase a life insurance policy, but have no financial savvy past Google. How do I go about this? What are the pitfalls? Do I need an agent? Any recommended companies? (It would have to be rated at least A- or better by A.M. Best). I'm a twenty-one year old unmarried non-smoking student. I'm in good physical health, though there's some family history of heart disease. No dangerous activities. (It must look odd for me to be checking into this at my age. It's a long story, but rest assured I don't plan on dying anytime soon.) I'd like an affordable policy with a payout of 105,000$ or a little over. Simplicity and good customer service would be nice of course. I'm pretty busy with school as it is. Finally: term or whole? I understand most people think term is the way to go, but considering my youth and good health would I be better off with something permanent? I know I'm going to want to be insured until my eventual (assumedly far-off) demise. Thanks for your time."

Will my parents find out about my car accident through insurance?

i was in an accident and mind you im 17 years old, i have insurance. the thing is i was driving my friends car. someone crashed into me after running a redlight so it was their fault. the police told me i still have to contact my insurance co. to report the accident (even if there was no injury or deaths) im wondering if i report it will this show up on anything in my dads paperwork? since he manages all this stuff. the police told me there wont be any report. so if i report it over the phone what will happen? i have AIG by the way . thank you."

Is it the car or the person must have insurance?

I was layed off my job and could not pay my auto insurance i did not drive however my girlfriend whom we live together has insurance that covers her on any vehical she drives the car. on thanksgiving 2 wks after my ins expired my girl was visiting family the car was parked and un occupied a lady backed into it she said her deductable was 1000 so get a est and she will pay we made police report the est was 1500 she said she cant afford and contacted her ins. they called me and are acting as if because i was not insured they dont have to pay for repair and the are not retuning my calls she admited to the police she did it

ANSWER: I would recommend that you try this website where one can compare rates from different companies: PROTECTIONQUOTES.NET

Life insurance.........?

my boyfriend wants to get life insurance. he's 18, healthy, doesn't smoke. what's the best company to get it with ?"

False Auto Insurance Claim Against A Friend?

A very close friend of mine received a call from his auto insurer yesterday regarding a 3rd party claim against him. According to the 3rd party, my friend hit their parked car (which was parked on the curb in front of their home), then parked his own car, went up to their house, rang their doorbell and exchanged insurance information. The 3rd party claims that this took place in a town that's more than 1 hour away from where we work and live. This allegedly happened 3 months ago. There are two major problems with this story: A- The alleged incident never happened. I carpool with my friend to and from work and was with him that night. B- The 3rd party has all of his insurance information. Could the insurance company have called the wrong person (i.e. gotten policy numbers mixed-up while processing the claim)? If not, how could a 3rd party have his insurance information? How common are fraudulent insurance claims (against another person)? And has anything similar happened to you or someone you know? My friend is a little worried because there is some minor damage to his rear bumper. We live in a major city and pretty much every 3rd car has nicks and scratches along the bumper from parking garage 'mysteries' and whatnot. Also, about 8 months ago, a young woman rear-ended us while we stationary, waiting to turn left at an intersection. Other than a scratch to his rear bumper caused by her license plate bolt, there was no cosmetic damage, and while we exchanged insurance information, my friend decided not to file a claim (she was very nice and didn't look as though she had a lot of money). I'd hate to think that it's her trying to commit fraud against him..."

Which type of Insurance help more in tax deduction?

I am earning more than 3 lacs per annual, now i have to pay tax but i have heard from my colleagues if i do invest in some insurance policy tax deduction will be less.So in which type of insurance should i invest?."

What's the average cost of a Health insurance plan in New york?

I am moving from Europe to work in New York, can someone explain to me how the system works, and if it is age depending cost."

"How do i get car insurance down, young driver wanting cheap mx5?"

Ok, so you may be wandering why i want an mx5. I want to get into drifting and an mx5 seems a good car for it. can get an ok one for about 1000, lower in some cases. The 1.6 litre would be the best choice. So to the car insurance, i put in a quote with myself the main driver and my dad as the additional and it was around 2500 for the year. I then put my dad as the main driver, mum as the second and me as the third and the cheapest quote was 2200. I then took me off and it was 180. I mean come on! im 19 with 2 years no claims, what is it with insurance companies and young drivers! Im not going to drive the car much at all. Probably to events and a bit more when i want a bit of fun. But seriously, im not paying that price. Drifting is already an expensive hobby as it is. So how can i bring it down people? Would love to see people ranting about car insurance with me."

Average cost of car insurance for 18yr old?

never been in an accident, driving a car over 10 years old and has good grades?"

Alamo insurance coverage?

i am going to renting a car through Alamo and i only have liability coverage through my insurance plan,how much will it cost for 10 days of coverage? what are my options?"

Forced placed auto insurance?

I'd been trying to have forced place insurance removed for quite a few months now, and after reading some stories here, see I'm not alone. I've always had full coverage insurance but since I switched carriers it was one thing after another ... Add them as lien holder -done, didn't receive notice from insurance company, didn't receive fax with notification, etc. .... Now, some months later, I'm in an accident and car may be totaled (not good news since the loan balance exceeds the cars worth). Am I correct in understanding that the lien holders forced insurance policy will relieve me of any difference in the balance, similar to if I had gap insurance?"

Does car insurance cover for shattered side window?

My car got vandalized this morning and someone broke my backside window. (Not the big one but the small triangular window that does not slide down. Will my insurance company cover for the damage or do I have to pay out of my pocket? How much will it cost for that tiny window?

Looking for health Insurance?

I'm looking for affordable health insurance with good coverage and options for doctors. A PPO is okay but I'm looking for quality AND affordability. Dental and vision would be a great plus. Can anybody out there help me!?!

Does this sound like a Fair price for Obamacare insurance in California?

Monthly Premium $321 Deductible $2000 Co-pay $45 Specialty care Copay $65 Generic Med $25 Max out of Pocket $6400 FYI my brother has his own general practice, he said on average he charges people without insurance abot $60-70 for an office visit (cash,check,credit card or invoice)"

Do you need auto insurance when your car is under Planned NON Operation ?

I have a old car that i am not going to use for the next 4 months till my wife comes back (she's out of country now). My Question is if i file for a planned non operation of the car with DMV, can i take this car out of my insurance. Currently i just have the liability on this old car. Is insurance mandatory even if your car is not driven / in public roads?. Please help."

Looking for supplemental health insurance?

my mom currenlty has health insurance through her job, but of course, the health insurance company does not pay for everything of which some of the things her doctors really thinks she needs. Are there any companies that offer resonable supplemental health insurance to help pay for copays, shots, medications, etc., that her current health provider wont pay for? Also, are there any that will accept pre exisiting conditions, or do you have to be perfectly healthy to be eligible. Please help............"

Driving without car insurance?

I'm curious, how many people do you think drive without car insurance and have you ever driven without insurance. I ask because the other day I was browsing on here and long story short, there was a woman who got into an accident that she claimed was not her fault but proceeded to say that she didn't have insurance and wanted to know what would happen. I was baffled because I don't know what would truely posses someone to drive without having insurance. I mean, I would be so scared of the consequences to even gather up the balls to get behind a wheel. It's like driving while intoxicated---it's just asking for trouble."

Question regarding life insurance for children?

I have 6 children between the ages of 19 and 3..so i am interested in buying a life insurance that will cover college expenses, but i don't know which one to go for..does anyone know if gerber life insurance would be a good option?"

How much can I expect my car insurance to raise per year because of a speeding ticket?

I am 19 years old (so I know the car insurance companies are kinda screwing me to begin with). This is the first time I have been ticketed for anything. The ticket was for 10 over on a highway (80 in a 70) and because it was on the highway it will only add 1 point to my license. This is the only point I have acquired on my license, and I've had a license for 3 years and 4 months. My parents currently pay for my car insurance because I am a college student, and the deal we have is that as long as I am a full time student with over a 3.0 GPA they will pay for my insurance and cell phone bill and I will be responsible for all other expenses (school, rent, food, gas, clothes etc.). I do feel bad about it and I'm hoping it wont cost them too much money. How much of a spike should something like this cause?"

Insurance question (=?

Do people in the UK lie about their age to get a low premium on their car insurance? have you lied or know someone who have? I know a lot of people who said they lie about their age (19 say say're older) and get a lower insurance price, is that possible? PS - quotes for young people are utterly ludicrious due to daft drivers, yeah, but still, roundabout 3000 if below 21 for lads. Cheers for any answers."

Car insurance claim Question?

Okay, so here is the story. i was in a private McDonald's car park when the was car meet event, nothing official boy racers if your wish, the car parks were full to the brim with cars parked all over the place, with hardly any lighting at 10 o clock as night, visibility wasn't at its best. i was stuck in a Que of traffic trying to get out of the car park, when the car in front started reversing for what ever reason, so i put my car into reverse, had a glance in the rear view mirror which really was no help because of the poor lighting. I let my foot of the brake as the car in front stated reversing an with in milliseconds i herd people shouting, so i stopped and got out, there was a car right behind me must have on been cm away, with a massive dent in the drivers door. although i didn't even feel a thing i quickly apologised and began to sort the problem. i have no clue whether the driver had his lights on or not. i suspected that i couldn't have done it because i had barely moved and there was no damage to my car what so ever. Although this being my first accident i was nerves so took responsibility. We both decided to sort it out between our selves, i didn't want my insurance to go up as it is high enough already as a young driver, he said he would need a new door and i agreed due to the size of the dent, so he found one on eBay for 150 and would take nothing but that as i only had 100 in the bank at the time we drove to the cash machine he took the 100 and we agreed that i would pay him the other 50 in two weeks when i got paid, i writ a receipt to say that i had paid him this money and there was a following 50 to come, with his signature and address phone number ext... two weeks later herd nothing although i kept the money aside for a couple more weeks just in case, but still herd nothing after over a month he texts me asking for the 50 which i no longer have, i explain to him that he has left if for over month and now expects it instantly. Now he says he is going to put in an insurance claim, which i cant no see happening due to 2 reasons 1. he has already tried to sort it him self and failed to because of a fault of his own 2. because he was on a private car park at an illegal car meet Am i right? or is there anything i should do or know about this situation. Thank you."

Range Rover insurance for a young new driver?

A friend and I where having a debate about whether or not, a new young driver could actually get insured on a brand new Range Rover? We decided to do some research on the subject and we have seen many cases where for example Andy Murray paid 100,000 to insure his Ferrari shortly after he passed his test. Can anyone provide and examples or rough estimates on how much it would actually cost to insure a new young driver on a Range Rover or if its even possible?"

How is the health insurance subsidies calculated?

Just wondering how the affordable care insurance tax subsidies are calculated? Is it based on last years wages or estimated wages of the year you are applying for the health insurance. Let's say I made $100,000 last year and retired this year and applied for the affordable care insurance. Say my estimated taxable income for 2014 was $40,000 with family of four, can I get government subsidies?"

Help with Car insurance?

My mom pays for my car insurance. I pretty much moved out, and I'm living at my boyfriends house. (we have been together 3 years, not the point here though). I want to get my car insurance in my own name, going towards the point of being independent and taking care of myself. Problem is, everyone I confront my mother about it she's either too drunk or just avoids the topic. Is it possible to switch my car insurance brands without having her approval?"

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?

I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?"

Lloyds car insurance?

ive just bought a new car and am wondering if its possible to transfer my old car insurance to this new car? or do i have to cancel that policy and make a new one? will there be any extra costs if i can transfer etc. any advice appreciated xx

Least Expensive Car Insurance in AZ?

I need to switch car insurance companies this month...I am currently with Geico...but its in ALabama...and if I stay with them and switch to AZ, my policy doubles!! I have two accidents and a ticket on there...So i realize I can't get it super low. But does anyone know of a really inexpensive company in AZ? Thanks!"

Driving without car insurance?

I'm curious, how many people do you think drive without car insurance and have you ever driven without insurance. I ask because the other day I was browsing on here and long story short, there was a woman who got into an accident that she claimed was not her fault but proceeded to say that she didn't have insurance and wanted to know what would happen. I was baffled because I don't know what would truely posses someone to drive without having insurance. I mean, I would be so scared of the consequences to even gather up the balls to get behind a wheel. It's like driving while intoxicated---it's just asking for trouble."

Is it the car or the person must have insurance?

I was layed off my job and could not pay my auto insurance i did not drive however my girlfriend whom we live together has insurance that covers her on any vehical she drives the car. on thanksgiving 2 wks after my ins expired my girl was visiting family the car was parked and un occupied a lady backed into it she said her deductable was 1000 so get a est and she will pay we made police report the est was 1500 she said she cant afford and contacted her ins. they called me and are acting as if because i was not insured they dont have to pay for repair and the are not retuning my calls she admited to the police she did it

ANSWER: I would recommend that you try this website where one can compare rates from different companies: PROTECTIONQUOTES.NET