Can I still build credit without a credit card?
Olive Burd/Money

Can I still build credit without a credit card?

Hi there, Moneymakers!?

Welcome to the inaugural edition of Loose Change. I'm Annie Johnson, the audience editor here at Money , and every Friday, I'll be sending you a round-up of some of the most interesting (and important!) stories from the finance world, curated by our editors.?

Here's what we're talking about this week

Illustration showing a hand holding a credit card in front of a credit scale
Money/Getty Images

You Don't Need a Credit Card to Have Good Credit

Money reporter Brenden Rearick *courageously* explains why he doesn't have a credit card, and how he still manages to build credit.


Illustration of a ladder of stacks of cash
Money/Getty Images

How to Leverage Today's Ultra-High Interest Rates to Grow Your Savings

The Fed's interest rate hikes make this an ideal time to invest in shorter-term, fixed-income savings products. Enter the CD ladder.


Illustration of a tax refund check becoming pixelated as it shoots through the web
Rangely Garcia/Money

Tax Refunds Could Arrive Faster as IRS Finally Ditches Paper

The IRS has announced an initiative that will allow taxpayers to file major forms online — and it may speed up your refund.


Illustration of a hand pumping gas into a car
Rangely Garcia/Money

Heat Waves Are Causing Gas Prices to Spike

The average gallon of gas now costs $3.82 — an increase of 29 cents from one month ago — due in large part to recent heat waves.



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