Women: Go From Minimum Wage to Millionaire Mommy.

Women: Go from Minimum Wage to Millionaire Mommy. Become “Cash Millionaires. "Here’s how to do it.

I recently read an article by a mentor of mine on how to give your family $200,000 a year for forever. I thought you might be interested.

 The trend in North America is for people to be quitting their jobs and moving into the gig economy. Whether it’s:

·      Uber,

·      Airbnb,

·      being a Graphic Artist or Coder,

·      or whatever people want to do.

 People are starting to take advantage of the opportunities as our culture shifts, and our economy shifts, and the job market shifts to where people can make a good living working from home.

 So, we fit right into that.

 It’s a trend, and it’s moving into that direction.

 It’s about the two-hundred-billion-dollar-a-year industry where people are supplementing themselves. They’re investing $100 – $200 a month in supplementing their diet to prevent disease, as opposed to paying $200 to $1000 a month for insurance for when we do get sick.

 The industry has been there for 70 years.

 But here’s the piece of information you should consider about our gig economy, and jobs, and going part-time and full-time.

 It’s kind of the dream of many … maybe not all, but a lot of women who want to work full-time in this industry. That’s kind of a holy grail. It’s kind of a badge of honor.

 “Let’s work in the industry full-time. Let’s leave our job behind. Let’s quit our job.”

 So, we want you to consider some alternatives, or basically, think about this.

 If you earn $5000 a month in a business opportunity (… that’s one of the reasons that people get involved in the business; they’re looking to earn an extra income) maybe it’s $500 a month, maybe it’s $1000, maybe it’s $5000, maybe it’s a lot more.

 One of the reasons they’re motivated to do that often times is because they don’t like their job, and they’re looking to stay home with their family, and they’re looking to take advantage of the gig economy where they can work from home.

 It used to be called a home-based business.

 Now we tend to call it a phone-based business because it doesn’t matter if you’re at home or in the car, or not on your phone while you’re in the car, but you can be:

·      Sitting in your car.

·      You can be in a coffee shop.

·      You can be on the beach.

You can be anywhere in the world, and as long as you have a connection with your phone, you can build a business.

The idea of getting to something like $5000 a month in residual income from a business opportunity is rare, but everybody can do it, and that’s one of the things that we focus on. It doesn’t have to be that only 1% of us pursue building a residual income.

Anybody can do it.

 Any one of you out there that are considering an IBO business as an opportunity, we want you to know that you can do it. Even though most people don’t, that doesn’t keep you from being the one who can.

 It is a pretty simple, predictable system.

 When it comes to building an income in as an IBO in our industry, it’s important to know which company to choose what kind of products work, and which ones don’t.

 You can pick the right company and the right products and do the right things for a year or two, you can earn to $4000 or $5000 a month within four or five years.

 You can get there.

 Just follow the system.

 Here’s the extraordinary thing … from a wealth-building standpoint in our industry, you’re offered the opportunity to create that kind of side income. That kind of extra income, that kind of mad money, if you will.

 And here’s why it’s so important for life…

·      For our future,

·      For freedom,

·      And for security,

·      For protection…

 If you think about jobs, and the job economy and job incomes…

 How do you build wealth doing that? You don’t!

In a way, the system is the 401k system. But the problem with a 401k is you have to stay at a job for 30-40 years before you build up a million dollars in a 401k, and then, unfortunately, 40 years from now because of inflation, is only worth a half-a-million dollars.

It’s a snail’s-pace way to get to wealth building.

 By the time we have 40 years into a job, we’re usually 70 years old. So, we may have only 10, 15, or 20 years at the most, and we don’t have very much money to enjoy our golden years.

That’s one of the reasons why people look at our industry as an opportunity.

 Because we may only work our business 30-60-90 minutes a day, but after six months, a year, 18 months, 24 months, we’ve leveraged that time so we may be putting in an hour a day, but we’re getting paid on 100 hours, or 200 hours, or 500 hours, or 1000 hours. Why?

Because we have the advantage of geometric growth of the organization.

So, while we may put in an hour or two, we’re getting paid on 100, or 200 or 300 or 400 or 500 other people who are putting in an hour or two.

An hour a day.

Where else can you do that? Where else can you leverage your time and get that many people contributing to your income?

 Only in our industry.

 So, when it comes to wealth-building, what’s the strategic wealth-building advantage of our industry?

It’s that extra income. It’s that extra $1,000 or $2,000 or $3,000 a month in income.

Now, I said earlier, a lot of people get involved with our industry because they want to quit their job and they want to go full-time.

But here’s the mistake … the strategic mistake in doing that.

You get to $5,000 a month.

Let’s say you pursued a four-five-year career and you worked it really hard. You filled your pipeline the first couple of years, and personally enrolled 80-100 people.

·      You bled on the fire, and you fanned the fire.

·      You led, Coached, and Trained.

You provided systems and you let those geometric progressions work for you for the next two years, and you grew an organization of a couple of hundred into a couple of thousand. Now in your fifth year, you’ve graduated the four-year career with, let’s say, $4000, $5000, $6000 a month in residual income.

You’ve hit a home run.

I mean, you’re in rarefied air. That’s an extraordinary accomplishment. Anybody can do it, but most people don’t. Right?

But here’s the temptation.

We get to that $4000 or $5000 a month, we don’t like our job, we want to be home, we want to be on the beach. So, we think about quitting our job and doing the business full-time.

And I’m not opposed to that, I did it. Some people, you know, we’re just all-in or we’re all-out, we can’t do both. I get that. But I just want you to think about the wealth-building, and also the role-modeling impact of going full time.

When you build up your IBO business income, instead of just leaving the job behind and going full-time in our industry, how about you find a job that maybe provides benefits, maybe provides a 401k, but has flexible hours that maybe you’re only working 32 hours a week (instead of 60).

Maybe you get to work from home a couple of days a week.

So, you hang onto the job part of wealth-building, but you also have your IBO business income, and here’s why that’s so important, from a wealth-building standpoint.

If you’re making $5000 a month from your side IBO business, in four or five years after you started, that’s a home run, right?

That’s awesome.

But if you quit your job and you work your business full-time, and you’re making $5000 a month, you’re broke like everyone else.

That’s kind of the median income in the United States anyway, about $5000 a month.

Half of the people make less than that, half of the people make more than that, but you know that if you make $5000 a month, you don’t have any extra money.

You don’t have $1000 a month to invest in real estate or equities or anything that’s building wealth. You’re spending every nickel of that money, and that’s probably in a double-income family.

One of you makes $5000 a month, the other one maybe makes $7000-$8000 a month. You combine the two, you still don’t have $1000 or $2000 or $3000 a month to invest in wealth-building. You’re spending all of it, until you get to maybe $20,000 or $30,000 a month from job income.

So, how do you build wealth?

Well, you build it through building a side income through our industry.

I’ll get to the numbers of that, but I just want you to think about if you get to $5000 a month in your business and you quit your job and go full-time, you don’t have any money anymore. You’re right back to where you were with job, right?

So, think about this, if you hang on to your job, or you go find a job that you can actually enjoy that fits your lifestyle better, set your lifestyle up around your job income.

So, let’s say your job income is $5000, $6000, $7000 a month. Set your lifestyle up around your job income.

Match it up to your job income and keep your IBO business income as extra “ANYWAY” money, or as mad money.

What do you do with that extra “ANYWAY” money?

 Well, there are lots of things you can do with it.

 You can pay down debt, if you have expensive debt then for sure the first thing is to pay that debt down. If you have debt that’s anything over 7%, 8%, 9% interest, pay that debt down first.

 Once your debts are paid off, other than real estate debts, what do you do with that extra business income?

Well if you’re doing this for wealth-building, invest it. Invest it in real estate or invest it in the equities.

What I want you to think about is how fast you can get to rich, how fast you can get to wealthy, and how fast you can get to 10-foot-tall and bulletproof financially.

How fast you can change the course of your family’s financial security for generations to come.

You can change it all in 10 years.

 10 years of $5000 a month invested in the stock market, where the average long-term return of the stock market is about 10%.

If you’ve got a significant amount of money, you’re not getting the small returns, you’re getting the good returns, and if you invest $5000 a month for 10 years folks, guess how much money you have?

Just over a $1,000,000 – $1,050,000. Cash!

You’re a cash millionaire.

You’re not a “I own a home that might be worth $1,000,000 if I can sell it, but then, where do I live?” Not that kind of millionaire.

 You’re a cash millionaire. 

That’s totally different.

You’re a cash millionaire in 10 years!

So, if you’re working a four-five-year career, you can be at a cash millionaire place in 14 years. Now, I know 14 years may sound like a long time, but here’s how I want you to think about it.

I want you to think about 14 years ago?

Remember that?

I’m 71, I was 57 years old 14 years ago when my youngest son, Clayton, was attacked and almost died. Right? I remember that like yesterday.

Guess how fast 14 years is coming? Like light speed!

It doesn’t matter if you’re 71, like me, or 43, or 73. It’s coming anyway, right?

So, in that period of time, if you set your life up on your job … change your job if you don’t like it but use all of your IBO business money to invest. I just want you to see the numbers, and see where you can be, financially.

In 14 years, you can be a cash millionaire.

Now what does that mean?

Well that means that at 10%; you invest that million dollars at 10%; you are earning $100,000 a year just in interest.

That’s over $8000 a month in income off that million dollars!

You’re earning more money every month off the income of that million dollars than you used to build up the million dollars. The $5000 a month.

So, if you’re still earning $5000 a month from your business, and you have $1,000,000 cash in the bank, and that’s earning you $8300 a month, you have $13,333 a month in income!

Now let’s just say you hang onto your job for another five years, depending on how old you are.

In another five years, if you invest the $13,000 … you just let the interest from the $1,000,000 pile up and compound every month, and you keep adding that $5000 a month to the million.

Now in five years, you have $2,000,000. And $2,000,000, that will pay you $200,000 a year for the rest of your life. And guess what? It’ll pay you $200,000 a year for the rest of your kids’ lives.

Imagine that.

Imagine you had two kids, and the day they graduate from college, what they get is $100,000 a year for life.

Now, I know that could ruin some kids, but let’s just say your kids were developed and raised with good character, good morals, and good thinking.

By the time they graduated from college, they had some maturity developed, they understood something about money, and they inherited, or were provided, through the family wealth, $100,000 a year for the rest of their life.

Now here’s what I want you to think about.

I want you to think about your life.

I want you to think that you graduated from college and, because your family was wealthy, the family attorney sat down with you and said, “Brandon, now you get to access the family wealth, and here’s how the family wealth works: you have an income Brandon. $100,000 a year, $8300 a month for your entire life.

Now,

·      We’re not suggesting you don’t work.

·      We’re not suggesting you don’t have an IBO business.

We’re just telling you, on top of everything you do, to go out and produce a contribution in the world; for you to make your mark and make a difference.

You have a base; you have a floor. You have the security of knowing that you’re always earning $8300 a month, no matter what.”

$8,333 per month. Roughly. $100,000 a year.

Here’s what I want you to think about.

·      What kind of decisions would you have made differently about your life?

·      Would you have made different marital decisions?

·      Would you have made different living arrangement decisions?

·      Would you have made different career decisions?

·      Different education decisions?

·      Different health decisions?

·      Different travel and adventure decisions?

·      Different friendship decisions?

The work is worth it.

 Richard had this grand plan he pitched to some marketing majors on not quitting college, but actually building an IBO business income while they went to college … so when they graduated their 5th year,

·      Instead of groveling for a job,

·      Instead of ending up living in a city and building a life pretty much based on whatever company offered them any kind of a decent job coming out of college …

 They would graduate from college and have $4,000 or $5,000 a month from their IBO business.

 What if you graduated college and had that kind of income coming in?

What kind of decisions would you make different? Like maybe,

·      Would you travel the world for a year?

·      Learn the world?

·      See the world?

·      Meet people?

 The point of all this wealth-building conversation is sometimes you maybe see the old money, the wealthy people in your community, and you ask yourself, 

“Well, how did they get so much money?”

Did you know it could be as simple as somebody that just created the Vision, created the plan, and dedicated themselves for as little as maybe 10, 12, or 14 years and changed entire generations of a family?

Changed their wealth-building forever. 

Because here’s what we know, if you had started off with $8,000 a month in income as a college graduate,

·      Yes–some of us would’ve blown through it, I probably would’ve,

·      Some of us would’ve invested that in a business,

·      Some of us would’ve invested that in education,

·      Some of us would’ve invested that in contributions,

·      Some of us would’ve leveraged that money to build a 10x life, a 20x life, a 100x life!

10x of what we would’ve created through the job paradigm, the groveling paradigm, the grinding paradigm or working 60 hours a week just to pay the bills and we do that for 40 years so we can retire for the golden years on 40% of what wasn’t enough for 40 years! 

The Job Paradigm is a Bankrupt Paradigm.

We know some people make it work. But the odds of making it work are so much different today than they were 20 or 30 years ago.

401ks are pretty much a thing of the past for people starting a job today.

Companies morphing and getting acquired, going out of business … you can’t count on working for a company for 30-40 years.

You have to have a plan that anticipates radical change, you got to have a system that anticipates disruption.

You got to have a plan that anticipates the Amazon’s and the Apple’s of the world because they change everything, they changed the game.

What is your plan?

What is your system to set your family up for generations to come, for the next 100 years, for the next 500 years?

To be a family that has a basis of wealth so that they can go out and create a 10x or 20x life.

What’s your plan for that?

The point of all this is if you decide, “Okay, I’m making $5,000 a month in my IBO business so I’m going to quit my job and go full-time.”

You’ve made big mistake … you’re broke like everybody else. Right?

And there’s nothing less attractive in the world than a broke, desperate Independent Business Owner.

Now think about this from a connecting, inviting standpoint.

You’re talking to someone about the opportunity the way you saw it when you first got involved, when maybe all you could see was $500 or $1,000 a month.

That’s the opportunity that you’re sharing with somebody new that you’re working with. Although you’re full-time, you’re showing them a part-time opportunity even though you’re full-time. What you want to think about is the disconnect there.

The disconnect from the person that you’re talking to that you’re looking to cast a Vision, they’re hearing what you say but they’re looking at you and you’re full-time.

Now, if you’re showing them an opportunity to make $1,000 or $2,000 a month on a very part-time basis and you’re full-time … they expect that you make $20-, $30-, or $40,000 a month!

Then you better look like it, you better act like it, right?

And then no matter what you’re showing them on paper, if who you are is a full-time Independent Business Owner, they have this feeling that they can’t measure up to you.

·      They can’t do what you’re doing.

·      They can’t be who you are because they don’t see that Vision for themselves, maybe they don’t even want it.

·      They have a family,

·      They have a job,

·      They have obligations,

They’d love an extra $700-$800 a month, but they can’t see themselves doing it full-time, so they won’t relate to you. 

No matter how much money you earn as an IBO, what if you always had the posture of being part-time?

What if you’re making $10,000-$15,000 a month and its part-time mad money?

You still have a core profession! It doesn’t mean you have a 60-hour a week job, you just have a core profession. Maybe it’s only 20-30 hours a week, but that’s your job.

If you keep your lifestyle matched up to that job income and you used your IBO income to build wealth, you can change your family’s wealth profile forever. And you can do it in the next 10-15 years.

So just consider that.

Consider the opportunity that we have as an IBO to invest 30-60-90 minutes or 2 hour a day.

I know some of you think, “Oh my gosh, it takes so much more than that!”

If you invite one person a day to look at this opportunity and you do that for 90 days, you’ve done more actual work to build your empire as an IBO than 99.99% of the people that have ever been in this profession.

You’re rarified air, you’re 1 out of 10,000 people.

All you have to do is invite one person a day.

How long does it take to invite one person? Don’t tell us it takes 3 or 4 hours.

·      It takes 3-4 hours to scroll through Facebook.

·      To organize your office.

·      It takes 3-4 hours to worry and procrastinate.

·      It takes 3-4 hours to grind and struggle and make up all these stories about how you don’t know enough, and you need more training.

·      It takes 3-4 hours to get trained every day if that’s what you’re going to spend your time doing.

Or you can take 30-60-90 minutes to invite someone to look at your opportunity. That actually only takes 10 minutes.

You can change the wealth profile of your entire family in just 30-60-90 minutes a day for the next 4-5 years. 

Keep that job and invest that money and become a cash millionaire.

And then if you like how you have it set up, double down on it and the next time you double down it’s only 5 years, now you’re worth $2 million.

$200,000 a year for your family forever.

Remember, the work is worth it. Nothing is guaranteed. Your success is up to you and your efforts.

Sydney & Michael

Phone 415-678-9965 

PS The good news is we have a plan that could possibly be fit for you. It will not take away from anything you are currently doing. 

If interested, I send you a short 12-minute link on how to build assets and have a great income, would you watch it in the next 24 hours? 

With it you’ll create extra income, financial freedom, have own business, more spare time, help others, meet new people, get a great retirement, tax benefits, and leave a “BIG” legacy to your family.

 If interested, get back to me LinkedIn.

Michael

 Thank you Richard Bliss Brooke