C-Insights & Anticipations

Stay ahead with exclusive insights! In our monthly newsletter, we recap the highlights from the past month and offer a sneak peek into what's on the horizon. Subscribe now for a front-row seat to the future.

We've been actively enhancing your fintech knowledge with a focus on digital banking. Our recent releases include a Middle East banking report, deep dives into OakNorth , Monzo Bank , Starling Bank and more all available on our website. Our blogs cover key fintech developments in Europe, the Middle East, and LATAM. Stay informed with our insightful content.

Middle East report

This comprehensive analysis delves into the transformative landscape of digital banking in the Middle East, highlighting key factors driving innovation and the region's economic prowess.

Booming Industry: Explore the flourishing digital banking sector in the region, featuring insights into over 43 challenger and neo-banks. The recent additions of players like Saudi Digital Bank and D360 Bank underscore the sector's vibrancy and immense growth potential. The report sheds light on the UAE's pivotal role in driving progress across the entire region.

User-Centric Approach: Our report delves into how Middle Eastern banks are placing a strong emphasis on user-friendliness. With a focus on services such as multi-currency accounts and expatriate banking, there is a distinct catering to young demographics. These trends signify a strategic shift towards more personalized and easily accessible banking solutions.

The report covers:

• Middle East Overview: Economy, Digital Surge, Banking Sector Ascendancy, Vision 2030.
• Country-Specific Insights: Egypt, Israel, Saudi Arabia, Turkey, UAE.
• Consolidated Analysis: Digital banking adoption levels, Comparative country analysis, Opportunity Edge vs Competitiveness Index.
• Benchmarking Leading Players: Characteristics, Challenger and neo-bank landscape, Customer base analysis, Emerging Trends.
• Digital Players Covered: Bahrain ( ila Bank ) Egypt ( MNT-Halan ), Kuwait ( WeWay ), Iran ( Bankino ), Israel ( Pepper (Banking) and Neema - Better Than a Bank ), Saudi Arabia ( stc pay ), Turkey ( Papara , ininal , Colendi ), UAE ( MashreqNeo , Bankiom , Liv Digital Bank ).

Get the full report here

Corporate members can access the file here

Blogs & Deep-Dives

2023 Digital Banking Valuations: Navigating Challenges, Resilience, and Market Transformations

This first blog delves into the world of digital and challenger banks. Renowned for their groundbreaking technology and customer-focused strategies, these banks are reshaping the financial industry. The pivotal question we address is: "What's their value?" This exploration marks the beginning of our series, where we uncover the evolving market valuations of these digital banks compared to 2022, highlighting their potential to modernize the financial sector.

Shifting Paradigms: The Rise of Digital Banking in the Middle East

In this blog, we will delve into key subjects that shed light on the intricate dynamics of the digital banking landscape in the Middle East:

• The rise of digital banks signifies a shift from traditional banking to innovative, tech-driven financial services, highlighting a transformative era in the financial landscape.
• Highlights the strategic diversity among digital banks, from subscription models to SUPER apps and crypto integration, alongside case studies of platforms like STC Pay and Pepper that exemplify service innovation.
• Charting the Future: Unveiling the Evolution of Digital Banking in the Middle East

Discover more blogs here

OakNorth Deep-Dive

Welcome to our analysis of OakNorth's impactful journey in SME banking. Founded in 2015 by Joel Pearlman and Rishi Khosla, OakNorth has redefined digital lending, achieving profitability within two years.

Our report explores OakNorth's unique approach to SMEs, focusing on tailored products and services for the "Missing Middle." The bank, a unicorn since 2017, stands out with a customer-centric model, balancing lending with competitive savings products. Leveraging the ON Credit Intelligence suite, OakNorth employs a data-driven approach to specialize in SME loans and deposit acquisition, ensuring a robust and profitable strategy.

For a quick insight into OakNorth's success in SME banking, download the full report or subscribe to access our FinTech deep-dives.

Discover more deep-dives here

C-Innovation members can access the file here

For our valued members, your subscription grants access to our content within the website. For those seeking entry into the members area, click here to explore available subscription options tailored to your specific needs.

Receive C-insights directly in your email inbox.

Upcoming content

Embark on a journey with our upcoming content. Unveiling the next chapters of 'Farewell 2023: The ultimate C-recap' series, where we delve into pivotal themes like bank strategic focus, a 2023 comparison of top digital banks, insights into the French banking landscape, and a closer look at SME banking.

Tune in to our podcasts for captivating conversations on C-Innovation and digital banking market evolution, Upcoming trends, and Cryptocurrency offerings by banks.

Prepare for deep-dives into the realms of Allica Bank , bunq , and other intriguing digital banks.

Feel free to share your research requirements with us, a member of our team will be delighted to assist you. Get in touch!

Elevate your understanding and stay ahead,

C-Innovation Team

#DigitalBanking ?#MergersAndAcquisitions ?#FinanceInsights ?#BankingRevolution ?#DigitalTransformation ?#BankingInnovation ?#FinancialGrowth ?#DigitalTransformation ?#Finance ?#Banking ?#FinancialServices ?#Fintech ?#BankingNews ?#TechInFinance ?#BankingInFrance ?#FinancialNews