Burst Pipe Tips
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The burst pipe was a big surprise and even bigger learning experience for the Wangs. To make sure you are fully prepared for a burst pipe and water damage, here are three insurance claim tips you need to remember:
1. Document everything
Ideally you should take photos and make a list of inventory before stuff hits the fan. But we’re human, and when we’ve got a litany of things to check off our to-do list, it’s tough to take time. After your home suffers such an incident, Wang suggests meticulously documenting everything.
2. Negotiate to adjust the claim
Remember: Just because you accept a quote and receive a check from the insurance company doesn’t mean you can’t go back and renegotiate. For instance, if you find repairs or fees that are overlooked in the recovery and repair process, or have another reason to ask for greater payout, don’t be afraid to reach out to your homeowners insurance company to adjust the claim amount.
3. Make full use of all your coverage
Wang wasn’t initially aware of coverage such as meals and lodging reimbursement. Homeowners insurance also covers liability insurance, in case someone is injured in your home, property that is located off the premises, and structures that aren’t attached.
Contact us:
377 Oak Street, Suite 301 Garden City, New York 11530
Phone numbers: 516.280.4396, Fax: 516.280.4398
Email: [email protected]