Buildings & Contents Insurance

Hey homeowners,

Let's talk about keeping your dream pad safe and sound.

We know how much you love your place and all the stuff in it.

We all spend agonising hours measuring for the perfect sideboard…or is that just me? Anyway….

That's why having the right insurance is like having a little bit of a safety net for your home and belongings.

So, what's the deal with buildings insurance? Well, it's like a magical shield that protects your home's structure.

Think of it as a safety net for when life throws unexpected curveballs like floods or fires. Without it, you'd be stuck with a hefty bill for repairs. Yikes!

And then there's contents insurance.

This one's a lifesaver for all your stuff inside your home. Imagine flipping your place upside down – anything that falls out, like your trusty guitar or that cosy couch, is what contents insurance is all about.

But hey, even if you're not the owner of your cosy abode and you're renting instead, fret not! Your prized possessions still deserve protection. That's where contents cover swoops in to save the day. Now, let's talk about upgrading your insurance game.

Sure, sticking with your current provider might seem like the easy route, but life changes, right? Maybe you've tied the knot, welcomed little ones into the world, or started a home-based business.

These are all game-changers that might call for a reassessment of your insurance needs.

Here's a checklist for you:

Did you say "I do"?

Are there tiny humans running around now?

Do you work from home or have some cool hobbies that require extra coverage?

Have you spiced up your home with some snazzy renovations or turned your backyard into a paradise with a hot tub?

These are the kind of questions you should be asking yourself when it's time to review your insurance.

At Patrick James Solutions, we've got your back with Liverpool Victoria, one of the UK's top insurers. With their help, we can tailor-make a package just for you, ensuring you're covered like a pro.

Check out some of the perks:

? Up to ￡1.5 million buildings cover for those unexpected rebuilds

? Flexible contents cover because one size definitely doesn't fit all

? Accidental damage cover for those oopsie moments (yes, even when you spill paint on the carpet!)

? Personal belongings cover away from home because adventures happen

? Alternative accommodation if your home becomes a no-go zone

? Working from home? We've got your business equipment covered

? Lock replacement for when you misplace your keys

? Home emergency cover for those "uh-oh" situations

? Legal expenses cover because life can throw some curveballs

But hey, let's keep it real.

Not everything is covered, like that leaky gutter or if your furry friend decides to go all Godzilla on your fence.

So, there you have it!

Protecting your home and treasures doesn't have to be boring.

With the right insurance, you can kick back, relax, and enjoy your slice of paradise without worrying about what ifs.

*The above are some options that you can choose, and some may add an additional cost to your premiums