?? Building an Investment Property Portfolio: Why & How to Get Started

?? Building an Investment Property Portfolio: Why & How to Get Started

Why invest in property?

Ultimately, it’s about growing your wealth. Whether it's to boost income for retirement, leave a legacy for your children, or build equity for other investments, property offers unique benefits like tax advantages, low volatility, and most importantly, leverage.

Example: A $100,000 deposit on a $600,000 property with 5% growth could mean a $30,000 return annually – a much better outcome than traditional term deposits!

1. Understand Your Goals ??

What are your reasons for investing in property? Setting clear, long-term goals is crucial. For example, if you aim to have $10 million in equity, you might need to invest in $5 million worth of property and hold it for 10-15 years. Be realistic about your starting point and keep your objectives measurable.

2. Assemble Your Team ??

10+ years of experience has shown that wealth creation isn’t a solo act. Successful investors build a team, including:

  • ?? Mortgage Broker
  • ??? Buyer’s Agent
  • ?? Lawyer/Conveyancer
  • ?? Accountant
  • ?? Financial Advisor

This investment in expertise pays off in the long term. Remember, it’s about making money, not just saving it!

3. Plan Smartly ???

Your plan should cover:

  • The right purchasing entity (personal, trust, or company)
  • Equity and serviceability requirements
  • Loan structure and pre-approval
  • Property type, location, and value-add strategies (e.g., renovations)

4. Execute ??

Found the right property? Time to negotiate! Have your buyer’s agent help secure the deal. Before you commit:

  • Get a contract review
  • Complete building and pest inspections
  • Obtain formal loan approval


Final Thoughts: Take Action! ?

Don’t get stuck in "analysis paralysis." Wealth creation is about taking informed steps and being patient. It's a journey, not a sprint.

Ready to start your property investment journey? Let’s connect! Your financial future awaits.

www.lukehanlon.com.au

#PropertyInvestment #WealthCreation #MortgageBroker #LukeHanlon

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