Building Family Wealth Through Foreclosures: Jesus Chang Torres' Real Estate Journey

Building Family Wealth Through Foreclosures: Jesus Chang Torres' Real Estate Journey

In the world of real estate investing, few stories are as inspiring as that of Jesus Chang Torres. With a diverse multicultural background—Panamanian and Mexican—Jesus has always valued hard work, family, and financial stability. He and his wife have built a business rooted in those principles, raising their children while growing a real estate portfolio designed to create generational wealth.

His journey into real estate wasn’t just about financial gain—it was deeply personal. Having witnessed foreclosure firsthand within his own family, Jesus made it his mission to help others facing similar hardships. By focusing on foreclosures, he not only builds wealth but also provides struggling homeowners with a second chance.

As featured in Episode 6 of the Dropping Jules Podcast, Jesus shared his real estate journey, from navigating the challenges of a shifting economy to becoming a trusted resource for distressed homeowners. His insights are invaluable for both new and experienced investors.


Balancing Family, Business, and Real Estate

Before stepping into real estate, Jesus worked as an independent business consultant, specializing in marketing and business development. However, when the COVID-19 pandemic disrupted the global economy, he and his wife reassessed their financial future. Knowing the importance of stability for their growing family, they turned to real estate as a path to long-term wealth.

With a shared entrepreneurial mindset, Jesus and his wife took their first steps by immersing themselves in real estate education. His wife introduced him to the SubTo community, a mentorship program led by Pace Morby, where they learned the power of creative financing. Though initially skeptical, Jesus quickly realized that this community offered more than just strategies—it provided a support system of investors who genuinely wanted to help others succeed.

As first-generation wealth builders, Jesus and his wife worked together to balance business and family life. With young children at home, they structured their schedules to prioritize both. Their dedication to their kids never wavered, even as they built their real estate business from the ground up.


A Personal Connection to Foreclosures

Unlike many investors who enter the foreclosure space purely for financial reasons, Jesus’ passion for this niche stems from personal experience. Growing up, he saw the devastating impact of foreclosure on close family members. His uncle and aunt, despite being successful business owners, found themselves in a tough financial situation during the 2008 housing crisis. Watching them struggle to keep their property, avoid calls from lenders, and deal with the emotional toll of losing a home, Jesus understood the pain that foreclosure brings.

This firsthand experience shaped his approach to working with distressed homeowners. He knew that foreclosure was more than just a financial issue—it was an emotional and psychological challenge as well. Many homeowners feel ashamed, overwhelmed, or even in denial about their situation. Jesus made it his mission to provide compassionate solutions rather than simply treating them as transactions.

His sales background gave him an edge in direct outreach, but it was his empathy that set him apart. Whether through door-knocking, handwritten letters, or phone calls, he approached homeowners with a mindset of service rather than sales.


Door-Knocking: A Bold Approach to Helping Homeowners

One of the most challenging yet effective methods in foreclosure investing is door-knocking. Many investors hesitate to use this strategy due to fear of rejection, but for Jesus, it was a natural fit. Having grown up in a culture where face-to-face communication is key, he embraced the challenge of meeting homeowners in person.

However, not every interaction was easy. He shared a moment when a homeowner opened the door with a knife in hand, clearly angry and defensive. Rather than backing down in fear, Jesus remained calm, assured the homeowner he was there to help, and left his contact information. Though that particular individual never called back, many others did—realizing later that they needed guidance to navigate their foreclosure situation.

His strategy for effective door-knocking includes:

  • Focusing on Local Markets – Establishing a presence in the community and becoming a known resource.
  • Prepping Throughout the Week – Researching foreclosure records, writing personal notes, and planning his routes.
  • Door-Knocking on Weekends – Maximizing his availability to homeowners who are home and more likely to engage.
  • Following Up Consistently – Many homeowners don’t take action right away, but persistence often leads to success.

Through this approach, Jesus has been able to connect with families in distress, providing them with real options to either stay in their homes or transition out with dignity.


Transitioning to Direct-to-Agent Foreclosures

While direct-to-seller strategies were effective, Jesus eventually realized another powerful approach—working directly with real estate agents handling foreclosure listings. Rather than waiting for homeowners to reach out, he started building relationships with agents who specialize in distressed properties.

This shift allowed him to access foreclosure deals faster and streamline the process. His sales experience helped him navigate conversations with agents who were initially skeptical. Over time, he gained their trust by demonstrating his knowledge of the foreclosure process and his ability to close deals efficiently.

His advice to new investors:

  • Know Your Financial Goals – If you need cash quickly, wholesaling is a great starting point. If you want long-term wealth, buy-and-hold investing is key.
  • Invest in Education – Whether through mentorship programs like Subto or self-study, learning creative financing is essential.
  • Build Meaningful Relationships – Real estate is a people business. Focus on networking and creating real connections.
  • Take Imperfect Action – Don’t wait for the perfect moment. Learn as you go and refine your strategies along the way.


Why Join the SubTo Community?

For those on the fence about joining SubTo, Jesus offers simple advice: don’t wait. He acknowledges that no community is perfect, but the value of having mentorship, education, and a network of like-minded investors is unmatched.

One of the biggest advantages of SubTo is the opportunity to attend live events like the Squad Up Summit in Dallas (March 29-31, 2025). For investors looking to grow, networking with others in person can be a game-changer. The energy, knowledge-sharing, and direct access to industry leaders accelerate success in ways that online learning alone cannot.


Final Thoughts

Jesus Torres’ journey is a testament to the power of persistence, cultural values, and the desire to help others. As a Panamanian-Mexican entrepreneur, he has combined his love for family, business, and real estate to create a lasting legacy. His dedication to foreclosure investing is not just about making money—it’s about giving homeowners a second chance and ensuring his own family’s financial future. By staying true to his values, he has successfully built a business that not only provides financial security for his family but also uplifts those in need.

For anyone looking to start or grow in real estate, Jesus’ story is proof that understanding the human side of investing makes all the difference. Whether you're an aspiring investor or an experienced entrepreneur, there’s always something to learn from those who have walked the path before you. If you’re looking for inspiration, mentorship, or a roadmap to success, following stories like his can provide the motivation needed to take action.


Call To Action

Are you ready to take action in real estate? Whether you’re considering foreclosure investing, looking to build wealth for your family, or simply seeking a supportive community, now is the time to start. Connect with experienced investors, learn from their journeys, and take the first step toward your financial freedom.

Join the conversation! Drop a comment below, send me a message, or tune into the Dropping Jules Podcast to hear more real estate success stories.

And if you're serious about leveling up your investing game, don’t miss the Squad Up Summit in Dallas (March 29-31, 2025). This event is packed with networking opportunities, expert insights, and actionable strategies to help you scale your real estate business. Don’t wait—take action today! ?????? Click here to learn more: https://bit.ly/40567Hw.


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Let's Connect How did you get started in your real estate journey? Share your thoughts in the comments or reach out to collaborate.

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