A budget is an important step towards financial freedom.

Lately, I have been hearing people mention the following about budgeting:

·       I don’t like the limits that a budget would place on me.

·       I am afraid of what I may find when I start a budget.

·       All a budget does is make a person control others or even manipulate them!

·       Budgets are for poor people; I don’t need a one.

·       I don’t want to prepare a budget each month.

To be totally honest with you, the pillar of a successful personal financial goal is the monthly budget. You will not truly be successful without one. I can say it’s a blueprint – a map to your financial success. I also know that everyone is truly talented enough of being smart with their finances. Managing your money is all about knowledge and a mindset. 

·       Knowledge will help to create a goal that makes your money work in your favor.

·       The mindset you will need to effectively follow-through on your goal

Did you know that a budget prepared in advance?

1.      Tells your money where it should go

2.      Crushes every bit of worth out of each dollar

I know people who do not do a budget every month, but I also know successful people who have met their financial goals through some form of a budget. A budget each month is the first and the most important step towards financial freedom. 

Let’s start one today if you have not – what you say?