Budget 2023, Bond yields vs RE pricing, Capital flows....

Budget 2023, Bond yields vs RE pricing, Capital flows....

Budget 2023: what’s in it for the Real estate Sector?:

Pradhan Mantri Awas Yojana (PMAY): The outlay for PMAY has been enhanced by 66 per cent to over Rs 79,000 crore.The Pradhan Mantri Awas Yojana (PMAY) is an initiative of the Government of India which aims at providing affordable housing to the urban poor. The scheme was first launched on 25 June 2015.

For better targeting of tax concessions and exemptions, proposed cap deduction from capital gains on investment in residential houses under sections 54 and 54F to 10 crores($1.23 mil)

proposed to amend provisions for computing capital gains in case of joint development of the property to include the amount received through cheque etc. as consideration.

While interest paid on borrowed capital for acquiring or improving a property can, subject to certain conditions, be claimed as a deduction from income, it can also be included in the cost of acquisition or improvement on transfer, thereby reducing capital gains. It is proposed to provide that the cost of acquisition or improvement shall not include the amount of interest claimed earlier as a deduction.

There are certain assets like intangible assets or rights for which no consideration has been paid for an acquisition and the transfer of which may result in the generation of income. Their cost of acquisition is proposed to be defined to be NIL.

result of various initiatives of the Government, including the Phased Manufacturing program, mobile phone production in India has increased from 5.8 crore units valued at about ` 18,900 crore in 2014-15 to 31 crore units valued at over ` 2,75,000 crore in the last financial year. To further deepen domestic value addition in manufacture of mobile phones, proposed to provide relief in customs duty on the import of certain parts and inputs like camera lens and continue the concessional duty on lithium-ion cells for batteries for another year.

The fiscal deficit is estimated to be 5.9 per cent of GDP. In her Budget Speech for 2021-22, Finance Minister announced the plan to continue the path of fiscal consolidation, reaching a fiscal deficit below 4.5 percent by 2025-26 with a fairly steady decline over the period. We have adhered to this path, and intention to bring the fiscal deficit below 4.5 per cent of GDP by 2025-26

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Fifty-year interest-free loan to States

Fiscal Deficit of States: States will be allowed a fiscal deficit of 3.5 percent of GSDP of which 0.5 percent will be tied to power sector reforms.

Green Goals:

Hon’ble Prime Minister has given a vision for “LiFE”, or Lifestyle for Environment, to spur a movement toward an environmentally conscious lifestyle. India is moving forward firmly for the ‘panchamrit’ and net-zero carbon emission by 2070 to usher in a green industrial and economic transition. This Budget builds on our focus on green growth.

Green Hydrogen Mission: The recently launched National Green Hydrogen Mission, with an outlay of 19,700 crores($2.38 billion), will facilitate the transition of the economy to low carbon intensity, reduce dependence on fossil fuel imports, and make the country assume technology and market leadership in this sunrise sector. Our target is to reach an annual production of 5 MMT by 2030. Energy Transition

35,000 crore($4.24 billion) for priority capital investments towards energy transition and net zero objectives, and energy security by Ministry of Petroleum & Natural Gas.

Energy Storage Projects: To steer the economy on the sustainable development path, Battery Energy Storage Systems with a capacity of 4,000 MWH will be supported with 18 Viability Gap Funding. A detailed framework for Pumped Storage Projects will also be formulated.

Sustainable Cities of Tomorrow

States and cities will be encouraged to undertake urban planning reforms and actions to transform our cities into ‘sustainable cities of tomorrow’. This means efficient use of land resources, adequate resources for urban infrastructure, transit-oriented development, enhanced availability and affordability of urban land, and opportunities for all.

Making Cities ready for Municipal Bonds

Through property tax governance reforms and ring-fencing user charges on urban infrastructure, cities will be incentivized to improve their creditworthiness for municipal bonds.

Urban Infrastructure Development Fund

Like the RIDF, an Urban Infrastructure Development Fund (UIDF) will be established through use of priority sector lending shortfall. This will be managed by the National Housing Bank, and will be used by public agencies to create urban infrastructure in Tier 2 and Tier 3 cities. States will be encouraged to leverage resources from the grants of the 15th Finance Commission, as well as existing schemes, to adopt appropriate user charges while accessing the UIDF. We expect to make available ` 10,000 crores per annum for this purpose.

Logistics

One hundred critical transport infrastructure projects, for last and first mile connectivity for ports, coal, steel, fertilizer, and food grains sectors have been identified. They will be taken up on priority with investment of ` 75,000 crore($9.01 billion), including ` 15,000 crore($ 1.81 billion)from private sources.

Regional Connectivity

Fifty additional airports, heliports, water aerodromes and advance landing grounds will be revived for improving regional air connectivity

Access the 2023-24 FY Full Budget click here


Observation between Repo Rate vs Bond Yields vs Real estate

Repo rate and T-10 bond yields move in Conjunction. Historically speaking though there is no 1:1 correlation between Cap rates and Interest rates but in a tightening environment like today both move in the same direction.

Rise in Bond yields effects real estate in 2 ways:

  1. Cost of borrowing goes up, which eats up the cashflows and reduce the premium between Bonds and Real estate. making real estate less attractive
  2. While the spread between Bond yields vs Cap rates compress, with increase in Interest rate cap rates will also move in an upward direction. if you Know cap rates, Higher the cap rate lower the price/Market value and vice versa, so, putting downward pressure on the prices

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Capital flows:

All cargo Logistics concludes prior agreement, Blackstone now owns 90% of its Logistics parks.

Godrej Properties buys 89 acres of land in Khalapur, Maharashtra.

Oberoi Realty acquires eight acres land in Thane for Rs 192.31 crore

Kansai Nerolac Paints to sell 96,180 sq meters land to Shoden Developers for Rs 655 crore

K Raheja Corp, Modern India ink pact to develop 1-million-sq-ft project in Mumbai


Industry News:

Macrotech Developers aims to cut debt by nearly 40% in 2023: MD

Godrej Properties' net profit up 44.54% in Q3 FY23

Maharashtra CM announces 300 km metro network in two years

Real Estate Budget 2023: Double non-taxation on REITs finally addressed

Mahindra Lifespaces' net profit increases by 37.17% in Q3 FY23

In Gujarat, stamp duty collection up 19% to Rs 8,769 crore in 2022


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