The Broadcast
According To The Data
Concise, visual and insightful – each?According To The Data?post offers timely and relevant information to keep you informed about key industry trends and help you make better business decisions.
Financial Institutions Redefine What Banking Means to the Affluent?
What does banking mean to the affluent? It’s a moving target. Leading checking providers are taking a much broader approach by considering the affluents’ lifestyles. They’re offering digital interfaces that provide insights into net worth, automated capabilities on spending and budgeting, and investment services. But Curinos’ Michael McCaw says they’re not stopping there. How about a more holistic approach to wellness?
Curinos Perspective
Each?Curinos Perspective?explains not only what’s happening but also why it’s important – information that financial professionals can use to fill in knowledge gaps and improve business performance.
Retail Deposits: How to Lower Rates Without Losing Deposits—5 Takeaways?
High commercial balances may be where the money is, but it’s not where banks should focus for low cost deposits, especially as rates fall. According to the Curinos Commercial Analyzer, fully 40% of balances greater than $1 million were earning more than 400 bp by year end. In stark contrast were balances below $1 million. Only 20% of them were receiving more than 400 bp in interest at year end, and their peak rate for the year was 255 bp. That’s over 140 bps lower than the 396 bp peak that balances over $1 million reached at the top of the rate cycle.
Curinos Events
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领英推荐
Webinar
How Low Can You Grow? Raising Deposits Shouldn't Break the Bank...or CU
?Our experts will share insights on optimizing deposit growth without overpaying. Featuring Curinos’ Adam Stockton and Dan Otto, this session will provide actionable takeaways to help you find your deposit sweet spot.?
?? April 3 ???1:00 pm ET? ???Register Now
Conference
The Financial Brand Forum
The Curinos team will be attending The Financial Brand Forum 2025! Our experts will be on-site, ready to discuss how data-driven insights and strategic solutions can help your financial institution stay ahead. If you're attending and want to connect, email us: [email protected] - we’d love to meet. See you in Vegas! ????
?? April 14 - 16 ???Learn More
Media Mention
See Curinos' experts' most recent appearances in national and industry media.
Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable data-driven decisions faster.