The Broadcast
According To The Data
Concise, visual and insightful – each According To The Data post offers timely and relevant information to keep you informed about key industry trends and help you make better business decisions.
High Volumes of CDs Will Continue to Mature in 2025
High commercial balances may be where the money is, but it’s not where banks should focus for low cost deposits, especially as rates fall. According to the Curinos Commercial Analyzer, fully 40% of balances greater than $1 million were earning more than 400 bp by year end. In stark contrast were balances below $1 million. Only 20% of them were receiving more than 400 bp in interest at year end, and their peak rate for the year was 255 bp. That’s over 140 bps lower than the 396 bp peak that balances over $1 million reached at the top of the rate cycle.
Curinos Events
There's still time to register for our upcoming webinars and events!
Webinar
Home Equity Lending: 2015 vs. 2025–A Decade of Evolution, Déjà Vu, or Stagnation?
How has Home Equity lending changed in the last decade? From shifting borrower behavior to evolving credit trends, the Home Equity market has undergone significant transformation. Discount Code: CURINOS325?
?? March 25 ??1:00 pm ET
????Register Now
Conference
ICBA LIVE?
Curinos is proud to support community bankers at ICBA LIVE 2025. We’re offering the chance to experience something special—our Puppy Lounge! ?? Drop by booth #232 and learn how Curinos solutions combine superior functionality and market-leading insights to help you adapt and grow faster in the company of our experts and a pack of puppies.
?? March 11 - 14
???Learn More
Conference
CBA LIVE?
Curinos is proud to be part of the action, and up to the task! We’ll showcase our latest insights into trends like deposit pricing and digital banking and our strategies around customer loyalty.?
Booth #37
?? March 17 - 19
???Learn More
Media Mention
See Curinos' experts' most recent appearances in national and industry media.