A bridge over troubled waters? When to bridge and with who.

A bridge to get over troubled waters? Or a great tool in the Investors toolbox?

A bit of both.

Bridging can be a very good short to medium term solution for increasing your deal-flow, releasing equity, and powering up your finances to take advantage of opportunities that makes financial sense, or pave the way for increased financial freedom.

Whatever the reason, there is certainly plenty of positives from this type of lending.

Is it expensive? It can be with the incorrect strategy.

But then it is the cost of finance, compared to the gains you will make, or the progress and steps you will take, to get to where you want to go, that needs to be first in your mind. This will help you to decide whether a bridge is a suitable fit.

A good starting point, if you are looking for a bridge, is to ask these questions, when looking for a bridging lender:

• Can the deal be done? 
• How fast can the deal be completed? And what will the underwriting be like?
• Is the lender flexible, and willing to work with you?
• What are the maximum LTVs across asset types?
• What are the re-payment options?
• Are exits flexible?

When you are looking for capital - any capital - it is going to come at a cost. And the same is true with bridging. 

But used correctly, bridging finance is no different to any other form of finance in a stack, like senior or mezzanine finance - or even equity / JV finance.

There is a time and a place, and a requirement for many different types of finance during one's journey through the business world - whatever the industry.

Cash is king, and bridging can help to provide fast solutions in this respect.

• You may need funds to re-finance a property before sale?
• Funds to finish a project, to realise a profit in a shorter time?
• Funding to buy a site, go through planning and sell at a gain?

Whatever the reason, we are here to help guide you through the world of bridges. And there are plenty for sure.

What sets us apart is our dedication to the client to utilise our network and relationships with Principle lenders, and to leverage (excuse the pun) these merits onto the client, to help you to get a better deal.

Relationships take a long time to build, and knowing the market, even longer.

So whether it is your first bridge, or you have had multiple, it is certainly worth us taking a look, as it is difficult to know lender sweet spots, appetites, and risk / reward ratios without burning out your application in the marketplace.

We know who to go to, and this will not only help you to get a better deal, in shorter time, but also help you to build relationships with flexible, reliable lenders, so that you can grow your own private toolbox of funders.

During this process, it helps us to increase our reach and boost our relationships, so it is a win-win situation.

We have an extensive background in property development and business, and are well placed both in terms of network, and relationships, to help you to achieve better deals.

• If you have a bridging request, then please get in touch: [email protected]

Ps. You don't mind bridges when in Venice, and we aim to make your experience the same!